Faster Payments Council Blog

Blockchain, tokenized deposits, and stablecoins offer one approach to addressing these liquidity challenges. In parallel, modernized payment infrastructure and advanced treasury systems in traditional environments can also support real-time liquidity...

This is the second part in a two-part series on blockchain in payments. Part 1 covered instant use cases already delivering operational value. Part 2 focuses on the infrastructure choices that make those use cases possible. The goal is not to turn re...

As faster payments continue to mature, the conversation is shifting from why organizations should adopt them to how they can maximize their value. Financial institutions and businesses are looking beyond implementation towards return on investment, o...

As we reach the midpoint of 2026, one thing is clear: faster payments continue to gain momentum across the U.S. payments ecosystem. What began as a vision for immediate, seamless, secure money movement is increasingly becoming a true everyday realit ...

With Memorial Day behind us, and the unofficial start of summer in swing, it also feels like the faster payments industry is entering another season of growth and momentum. Adoption continues to increase, but so does the need for collaboration around...

As the industry’s organization dedicated to advancing faster payments, the FPC continues to play a vital role in driving the conversations that increase awareness, deepen understanding, and help turn momentum into measurable progress. And that leader...

Conversations at the FPC’s Spring Member meeting revealed an important shift in perspective: challenges once seen as barriers are now being reexamined as opportunities for innovation—especially when it comes to fraud. ...

In high-volume or time-sensitive B2B workflows, U.S. corporations move tens of trillions of dollars every year through a combination of ACH, wires, checks, card rails, and treasury sweeps. This multi-rail environment can introduce coordination and re...

The increase in instant payments transaction limits represents a major strategic unlock and a watershed moment for the industry. Both U.S. instant payment rails—the Federal Reserve’s FedNow® Service and The Clearing House’s RTP® network—have increase...

While we may feel like we’re still in the dead of winter temps in much of the country, spring will be here before we know it. It’s with that optimism that we convene for the Faster Payments Council’s 2026 Spring Meeting. At the end of the month, from...

The U.S. Faster Payments Council Financial Inclusion Work Group (FIWG) has researched and conducted interviews examining how access to technology creates barriers to the use of financial services. The FIWG explored how technology access, digital lite...

The Faster Payments Council has kicked off 2026 with strong momentum, marked by the release of three timely resources that address some of the most important opportunities and challenges shaping the future of faster payments. First, we released The V...