Faster Payments Council Blog

Conversations at the FPC’s Spring Member meeting revealed an important shift in perspective: challenges once seen as barriers are now being reexamined as opportunities for innovation—especially when it comes to fraud. ...

In high-volume or time-sensitive B2B workflows, U.S. corporations move tens of trillions of dollars every year through a combination of ACH, wires, checks, card rails, and treasury sweeps. This multi-rail environment can introduce coordination and re...

The increase in instant payments transaction limits represents a major strategic unlock and a watershed moment for the industry. Both U.S. instant payment rails—the Federal Reserve’s FedNow® Service and The Clearing House’s RTP® network—have increase...

While we may feel like we’re still in the dead of winter temps in much of the country, spring will be here before we know it. It’s with that optimism that we convene for the Faster Payments Council’s 2026 Spring Meeting. At the end of the month, from...

The U.S. Faster Payments Council Financial Inclusion Work Group (FIWG) has researched and conducted interviews examining how access to technology creates barriers to the use of financial services. The FIWG explored how technology access, digital lite...

The Faster Payments Council has kicked off 2026 with strong momentum, marked by the release of three timely resources that address some of the most important opportunities and challenges shaping the future of faster payments. First, we released The V...

As global commerce demands instant speed, greater efficiency, and rich data exchange, the limitations of traditional payment infrastructures—particularly in the B2B space and for cross-border transactions and remittances—have become increasingly appa...

For years, the conversation around instant payments has often centered on a single misconception: that speed and security are at odds. In reality, speed builds trust and narrows the window of opportunity for fraud. It allows businesses to settle paym...

The Faster Payments Council’s Business Benefits of B2B Instant Payments Work Group is on a mission: to raise awareness, foster adoption, and accelerate innovation around instant payments. Together, subject matter experts from across industries are sh...

As 2025 draws to a close and we look ahead to 2026, the payments landscape is poised for another year of rapid evolution. From the rise of agentic AI and the maturation of stablecoins, to the continued importance of standards such as ISO 20022 and da...

The year 2025 has been a transformative period for faster payment technology, with AI, agentic payments, and stablecoins revolutionizing transactions and enabling seamless international digital asset transfers. These rapid advancements are reshaping ...

At the FPC, we are extremely thankful for a year of continued progress and advancement of faster payments. In response to a need for solutions that make faster payments more accessible for all – a sentiment revealed in our 2025 Faster Payments Barome...