Faster Payments Council Blog

As the industry’s organization dedicated to advancing faster payments, the U.S. Faster Payments Council (FPC) continues to play a vital role in driving the conversations that increase awareness, deepen understanding, and create the ideas to continue ...

Licensed Permitted Payment Stablecoin Issuers (PPSIs) are about to become full citizens of the anti-money laundering world. In April 2026, FinCEN and OFAC jointly proposed a rule implementing the GENIUS Act's instruction to treat permitted payment st...

The GENIUS Act, which legalized and regulates U.S. dollar-denominated stablecoins, was passed in July 2025.  While the GENIUS Act is not effective until January 18, 2027, the payments industry is already responding. This is partially due to the actio...

As summer winds down, the FPC is looking ahead to the fall with new opportunities for industry to celebrate the people and organizations advancing faster payments, share their perspectives on faster payments, and learn about emerging technologies sha...

Blockchain, tokenized deposits, and stablecoins offer one approach to addressing these liquidity challenges. In parallel, modernized payment infrastructure and advanced treasury systems in traditional environments can also support real-time liquidity...

This is the second part in a two-part series on blockchain in payments. Part 1 covered instant use cases already delivering operational value. Part 2 focuses on the infrastructure choices that make those use cases possible. The goal is not to turn re...

As faster payments continue to mature, the conversation is shifting from why organizations should adopt them to how they can maximize their value. Financial institutions and businesses are looking beyond implementation towards return on investment, o...

As we reach the midpoint of 2026, one thing is clear: faster payments continue to gain momentum across the U.S. payments ecosystem. What began as a vision for immediate, seamless, secure money movement is increasingly becoming a true everyday realit ...

With Memorial Day behind us, and the unofficial start of summer in swing, it also feels like the faster payments industry is entering another season of growth and momentum. Adoption continues to increase, but so does the need for collaboration around...

As the industry’s organization dedicated to advancing faster payments, the FPC continues to play a vital role in driving the conversations that increase awareness, deepen understanding, and help turn momentum into measurable progress. And that leader...

Conversations at the FPC’s Spring Member meeting revealed an important shift in perspective: challenges once seen as barriers are now being reexamined as opportunities for innovation—especially when it comes to fraud. ...

In high-volume or time-sensitive B2B workflows, U.S. corporations move tens of trillions of dollars every year through a combination of ACH, wires, checks, card rails, and treasury sweeps. This multi-rail environment can introduce coordination and re...