Faster Payments Council Blog

Developed by the FPC QR Code Interface Work Group, this report examines key challenges in implementing QR code-based instant payments at the point-of-sale (POS) and offers insights into addressing these barriers. The report highlights critical usabil...

This report, developed through a collaboration between the FPC Financial Inclusion Work Group, sponsored by ACI Worldwide and the FPC Digital Assets Work Group, examines how digital assets and digital ledger technology can address financial exclusion...

The latest guideline developed by the FPC Operational Considerations Work Group, sponsored by Endava, provides financial institutions with valuable insights and actionable steps for enabling instant payment sending capabilities on the FedNow Service...

This industry resource, developed by the FPC Fraud Work Group, sponsored by Nasdaq Verafin, provides an in-depth analysis of global strategies to combat fraud in faster payments, offering valuable insights for enhancing fraud mitigation in the U.S. p...

The widespread adoption of digital wallets is transforming access to a broad range of payment options for consumers and businesses, all through a secure interface. Integration of mobile phones with hardware secure elements is accelerating this trend,...

In this blog, the FPC Digital Assets Work Group (DAWG) takes a look at the role of digital ledger technology in core banking functions. Anyone who has worked for a financial institution knows that technological change within an organization can lag s...

Building on the implementation guidance in the “How to ISO 20022” report, this second report created by the Cross-Border Payments Work Group, sponsored by Mastercard, delves into the specific benefits that ISO 20022 offers over legacy message standar...

This report, created by the Cross-Border Payments Work Group, sponsored by Mastercard, provides a detailed roadmap for financial institutions on how to successfully adopt and implement ISO 20022. The guide covers everything from the technical specifi...

This comprehensive guideline, developed by the FPC’s Operational Considerations Work Group, sponsored by Endava, provides essential insights and best practices for financial institutions (FIs) as they navigate the complex landscape of instant payment...

In this blog, the FPC Digital Assets Work Group (DAWG) explores tokenized deposits, which offer the promise of significant risk reduction and automation potential to financial markets. Tokenized deposits have the potential to meaningfully drive a...

Developed by the FPC Financial Inclusion Work Group, this comprehensive report is based on the results from an industry survey, conducted in the third quarter of 2023, that explores the readiness and preparation of financial institutions to implement...

The FPC Digital Assets Work Group published the third in a series of blogs that map out how digital assets relate to the financial services industry, focusing specifically on payments made with digital funds. This latest post discusses the cross-poll...