The Path To Faster Payments Ubiquity Starts With You

Faster Payments Resources

Welcome to the Faster Payments Knowledge Center – a comprehensive suite of resources, tools, news, and research to further faster payments learning. The Knowledge Center is a one-stop repository of all things faster payments designed for anyone seeking more information as they consider implementation.


FPC Members-Only Resources: additional faster payments resources are available in the members-only section of the website under Work Group Deliverables. Please login here to access the following documents:

Beneficial Characteristics Desirable in a Directory Service

Developed by the FPC Directory Models Work Group, this white paper offers a foundation for conversation about the specific characteristics required in a directory that seeks to maximize the economic benefits of faster payments for payors, payees, and all participants in the payments ecosystem.  LOGIN
The Economic Benefits of an Independent, Interoperable Directory for Faster Payments

Developed by the FPC Directory Models Work Group, this white paper looks at several areas by which a directory may establish economic benefits, both incremental revenue and cost savings, and attempts to quantify those benefits.  LOGIN
Faster Payments Glossary of Terms

Developed by the Education & Awareness Work Group, the Faster Payments Glossary of Terms includes a list of over 180 well-defined terms that are most relevant to the faster payments industry.  LOGIN
Consumer End-User Safety & Security FAQs

Developed by the FPC Safety & Security Work Group, the Consumer End-User FAQs resource serves as a tool that financial institutions – and service providers – can use to educate their consumer customers about the differences between faster payments and traditional payments.  LOGIN
Faster Payments and Financial Inclusion
Jul 29, 2022
Sponsored by PSCU, the FPC Financial Inclusion Work Group developed this white paper which identifies eight areas of pain points, or barriers, to the use of faster payments for families and small businesses who face shortages of time and cash....
Off the Rails from the FPC Podcast
Jul 28, 2022
Listen to the latest episode of “Off the Rails from the FPC” podcast, sponsored by Volante Technologies! FPC’s Reed Luhtanen goes off the rails with Scott Green from SHAZAM and Steve Mott from BetterBuyDesign on the latest trends and headlines in fas...
QR Codes for Faster Payments
Jul 25, 2022
Developed by the FPC QR Code Interface Work Group, this white paper explores the use of QR codes to aid in the adoption of faster payments in the United States and focuses on the use of QR codes to facilitate consumer purchases using bank accounts....
Beneficial Characteristics of Real-Time Recurring Payments
May 27, 2022
The FPC Real-Time Recurring Work Group, sponsored by BNY Mellon, developed this paper which explores the specific characteristics required in a recurring payment program that maximize the benefits or faster, real-time payments for payers, payees, and...
2022 Prime Time for Real-Time Global Payments Report
Apr 29, 2022
The benefits of real-time payments in the United States go beyond speed. Economic impact analysis from ACI’s 2022 Prime Time for Real-Time global payments report shows real-time payments offer a 32.6% lower average payment cost per transaction for Am...
2021 Faster Payments Fraud Survey and Report
Mar 09, 2022
Developed by the FPC Fraud Information Sharing Work Group, this report explores the results of its inaugural Faster Payments Fraud Survey, offers insight in comparison to non-U.S. geographies, and provides a global context of faster payments and frau...
Payments Modernization in the United States
Mar 07, 2022
The growth of in-market faster payments solutions, along with the impending launch of FedNow in the United States, has created a new dawn for a new generation of payment hubs. ACI Worldwide and the FPC recently completed a survey to help U.S. financi...
2021 Faster Payments Barometer
Feb 03, 2022
The 2021 Faster Payments Barometer is the 3rd annual study designed to gauge faster payments advancements in the United States. Results from the 2021 survey revealed how respondents are using faster payments today, the challenges facing their organiz...
Making the Case for an Interoperable Directory to Facilitate Faster Payments
Jan 25, 2022
This infographic, developed by the FPC Directory Models Work Group, takes its two recent white papers on directory models for faster payments and reduces both into easily digestible content for better industry understanding....
Real-Time Payments: A Priority for Financial Institutions
Nov 24, 2021
This white paper, commissioned by Fiserv, Inc. and produced by Javelin Strategy & Research, underscores that financial institutions do not need to focus resources on convincing consumers that real-time payments are worthwhile because they already und...
Why Interoperability is Important for Faster Payments
Jun 23, 2021
Developed in partnership with Glenbrook Partners, this research report explores why interoperability is important to industry stakeholders. ...
Cross-Border Faster Payments
Jun 14, 2021
Developed by the FPC Cross-Border Payments Work Group, this white paper addresses use case and experience requirements for cross-border faster payments, particularly along the dimensions of speed, cost, ubiquity, transparency, and risk....