The Path To Faster Payments Ubiquity Starts With You

Faster Payments Resources

Welcome to the Faster Payments Knowledge Center – a comprehensive suite of resources, tools, news, and research to further faster payments learning. The Knowledge Center is a one-stop repository of all things faster payments designed for anyone seeking more information as they consider implementation.

FPC Members-Only Resources: additional faster payments resources are available in the members-only section of the website under Work Group Deliverables. Please login here to access the following documents:

Beneficial Characteristics Desirable in a Directory Service

Developed by the FPC Directory Models Work Group, this white paper offers a foundation for conversation about the specific characteristics required in a directory that seeks to maximize the economic benefits of faster payments for payors, payees, and all participants in the payments ecosystem.  LOGIN
The Economic Benefits of an Independent, Interoperable Directory for Faster Payments

Developed by the FPC Directory Models Work Group, this white paper looks at several areas by which a directory may establish economic benefits, both incremental revenue and cost savings, and attempts to quantify those benefits.  LOGIN
Faster Payments Glossary of Terms

Developed by the Education & Awareness Work Group, the Faster Payments Glossary of Terms includes a list of over 180 well-defined terms that are most relevant to the faster payments industry.  LOGIN
Consumer End-User Safety & Security FAQs

Developed by the FPC Safety & Security Work Group, the Consumer End-User FAQs resource serves as a tool that financial institutions – and service providers – can use to educate their consumer customers about the differences between faster payments and traditional payments.  LOGIN
2022 Prime Time for Real-Time Global Payments Report
Apr 29, 2022
The benefits of real-time payments in the United States go beyond speed. Economic impact analysis from ACI’s 2022 Prime Time for Real-Time global payments report shows real-time payments offer a 32.6% lower average payment cost per transaction for Am...
2021 Faster Payments Fraud Survey and Report
Mar 09, 2022
Developed by the FPC Fraud Information Sharing Work Group, this report explores the results of its inaugural Faster Payments Fraud Survey, offers insight in comparison to non-U.S. geographies, and provides a global context of faster payments and frau...
Payments Modernization in the United States
Mar 07, 2022
The growth of in-market faster payments solutions, along with the impending launch of FedNow in the United States, has created a new dawn for a new generation of payment hubs. ACI Worldwide and the FPC recently completed a survey to help U.S. financi...
2021 Faster Payments Barometer
Feb 03, 2022
The 2021 Faster Payments Barometer is the 3rd annual study designed to gauge faster payments advancements in the United States. Results from the 2021 survey revealed how respondents are using faster payments today, the challenges facing their organiz...
Making the Case for an Interoperable Directory to Facilitate Faster Payments
Jan 25, 2022
This infographic, developed by the FPC Directory Models Work Group, takes its two recent white papers on directory models for faster payments and reduces both into easily digestible content for better industry understanding....
Real-Time Payments: A Priority for Financial Institutions
Nov 24, 2021
This white paper, commissioned by Fiserv, Inc. and produced by Javelin Strategy & Research, underscores that financial institutions do not need to focus resources on convincing consumers that real-time payments are worthwhile because they already und...
Why Interoperability is Important for Faster Payments
Jun 23, 2021
Developed in partnership with Glenbrook Partners, this research report explores why interoperability is important to industry stakeholders. ...
Cross-Border Faster Payments
Jun 14, 2021
Developed by the FPC Cross-Border Payments Work Group, this white paper addresses use case and experience requirements for cross-border faster payments, particularly along the dimensions of speed, cost, ubiquity, transparency, and risk....
Prime Time for Real-Time 2021
Mar 30, 2021
ACI Worldwide’s Prime Time for Real-Time 2021 report explores how different markets are adopting real-time payments and what barriers they're overcoming, and see emerging innovations in the ecosystem....
The State of Play in U.S. Faster Payments
Jan 26, 2021
Developed by the FPC Network Committee, the State of Play in U.S. Faster Payments industry report provides an update on the market for instant and immediate payments services in the United States...
2021 Real-Time Payments Market Insight Report
Dec 15, 2020
Levvel’s 2021 Real-Time Payments Market Insight Report explores RTP for modernizing business processes. This report provides a guide to the many use cases of RTP for businesses....
AFP Payments Guide: The Changing Face of Cross-Border Payments
Dec 09, 2020
Cross-border payments are vital to the overall global payments infrastructure. But while new initiatives and payments technology innovations have emerged in recent years to move cross-border payments forward, multiple obstacles remain in place and ne...