The Path To Faster Payments Ubiquity Starts With You

Faster Payments Resources

Welcome to the Faster Payments Knowledge Center – a comprehensive suite of resources, tools, news, and research to further faster payments learning. The Knowledge Center is a one-stop repository of all things faster payments designed for anyone seeking more information as they consider implementation.

All Categories Industry Guides & Research Work Groups - All Cross-Border Payments Digital Assets in the Financial Industry Directory Models Education & Awareness Faster Payments Barometer Study Financial Inclusion Fraud Operational Considerations for Instant & Immediate Payments QR Code Interface Real-Time Recurring Secure Instant & Immediate Payments APIs
Instant Payment QR Code Impediments to Adoption: Usability Report
Mar 19, 2025
Developed by the FPC QR Code Interface Work Group, this report examines key challenges in implementing QR code-based instant payments at the point-of-sale (POS) and offers insights into addressing these barriers. The report highlights critical usabil...
Off the Rails from the U.S. Faster Payments Council Podcast
Mar 13, 2025
Listen to the latest episode of “Off the Rails from the U.S. Faster Payments Council” podcast! FPC’s Reed Luhtanen goes off the rails with Tony Cook of FirstBank and Donna Blum of BHMI. The trio discusses the difficulties of payments reconciliation a...
Digital Assets and Digital Ledger Technology: A Pathway to Financial Inclusiveness Report
Mar 05, 2025
This report, developed through a collaboration between the FPC Financial Inclusion Work Group, sponsored by ACI Worldwide and the FPC Digital Assets Work Group, examines how digital assets and digital ledger technology can address financial exclusion...
2025 Faster Payments Barometer
Feb 20, 2025
The 2025 Faster Payments Barometer, sponsored by Volante Technologies, is an annual study designed to gauge faster payments advancements in the United States. Results from the 2025 Barometer underscore the critical role faster payments play in the U....
Guideline.02: Operational Considerations for Instant Payments Send-Side Primer
Jan 13, 2025
The latest guideline developed by the FPC Operational Considerations Work Group, sponsored by Endava, provides financial institutions with valuable insights and actionable steps for enabling instant payment sending capabilities on the FedNow Service...
International Practices in Mitigating Faster Payments Fraud Report
Dec 18, 2024
This industry resource, developed by the FPC Fraud Work Group, sponsored by Nasdaq Verafin, provides an in-depth analysis of global strategies to combat fraud in faster payments, offering valuable insights for enhancing fraud mitigation in the U.S. p...
Digital Wallet in Support of Digital Assets for Instant Payments Blog
Dec 11, 2024
The widespread adoption of digital wallets is transforming access to a broad range of payment options for consumers and businesses, all through a secure interface. Integration of mobile phones with hardware secure elements is accelerating this trend,...
The Role of Digital Ledger Technology in Core Banking Functions Blog
Oct 21, 2024
In this blog, the FPC Digital Assets Work Group (DAWG) takes a look at the role of digital ledger technology in core banking functions. Anyone who has worked for a financial institution knows that technological change within an organization can lag s...
2024 U.S. Instant Payments Adoption Quantitative Study
Oct 03, 2024
This study is based on a first-of-its-kind survey of U.S.-based third-party enablers to financial institutions. Collectively, respondents to the study serve over 90% of U.S. FIs and provide insights into the projected growth of instant payments adopt...
Distinguishing Advantages in the Format & Structure of ISO 20022 for Instant Payment Adoption
Sep 17, 2024
Building on the implementation guidance in the “How to ISO 20022” report, this second report created by the Cross-Border Payments Work Group, sponsored by Mastercard, delves into the specific benefits that ISO 20022 offers over legacy message standar...
How to ISO 20022
Sep 17, 2024
This report, created by the Cross-Border Payments Work Group, sponsored by Mastercard, provides a detailed roadmap for financial institutions on how to successfully adopt and implement ISO 20022. The guide covers everything from the technical specifi...
Operational Considerations for Receiving Instant Payments Guideline
Sep 12, 2024
This comprehensive guideline, developed by the FPC’s Operational Considerations Work Group, sponsored by Endava, provides essential insights and best practices for financial institutions (FIs) as they navigate the complex landscape of instant payment...