The Path To Faster Payments Ubiquity Starts With You

Faster Payments Resources

Welcome to the Faster Payments Knowledge Center – a comprehensive suite of resources, tools, news, and research to further faster payments learning. The Knowledge Center is a one-stop repository of all things faster payments designed for anyone seeking more information as they consider implementation.


FPC Members-Only Resources: additional faster payments resources are available in the members-only section of the website under Work Group Deliverables. Please login here to access the following documents:

Beneficial Characteristics Desirable in a Directory Service

Developed by the FPC Directory Models Work Group, this white paper offers a foundation for conversation about the specific characteristics required in a directory that seeks to maximize the economic benefits of faster payments for payors, payees, and all participants in the payments ecosystem.  LOGIN
The Economic Benefits of an Independent, Interoperable Directory for Faster Payments

Developed by the FPC Directory Models Work Group, this white paper looks at several areas by which a directory may establish economic benefits, both incremental revenue and cost savings, and attempts to quantify those benefits.  LOGIN
Faster Payments Glossary of Terms

Developed by the Education & Awareness Work Group, the Faster Payments Glossary of Terms includes a list of over 180 well-defined terms that are most relevant to the faster payments industry.  LOGIN
Consumer End-User Safety & Security FAQs

Developed by the FPC Safety & Security Work Group, the Consumer End-User FAQs resource serves as a tool that financial institutions – and service providers – can use to educate their consumer customers about the differences between faster payments and traditional payments.  LOGIN
ISO 20022: Exploring the Impact of a New Data Structure on the Payments Ecosystem
Dec 09, 2022
The ISO 20022 financial data standard helps improve the speed and predictability of electronic payments. Learn how ISO 20022 can revolutionize the payments ecosystem in a new white paper developed by Wells Fargo. ...
Off the Rails from the FPC Podcast
Dec 01, 2022
Listen to the latest episode of “Off the Rails from the U.S. Faster Payments Council” podcast, sponsored by Volante Technologies! FPC’s Reed Luhtanen goes off the rails with Jack Baldwin from BHMI and Nathan Churchward from Cuscal on the latest trend...
The U.S. Instant Payments Landscape
Nov 28, 2022
The U.S. payments business generates hundreds of billions of dollars in revenues to banks, payment networks and service providers. Instant payments represent the first fundamentally new payment capability in the U.S. in over 40 years. This white pape...
International Best Practices in Directory Models Infographic
Nov 22, 2022
This infographic provides a summary of the recent white paper, International Best Practices in Directory Models, developed by the FPC Directory Models Work Group....
International Best Practices in Directory White Paper
Oct 13, 2022
The FPC Directory Models Work Group (DMWG) developed this white paper, which presents research on six directory overlays to faster payments systems across the globe including Bizum, Interac, M-Pesa, Pix, Swish, and Unified Payments Interface (UPI). ...
Cross-Border Payments Work Group Bulletin.01
Oct 04, 2022
Developed by the FPC Cross-Border Payments Work Group, this first edition of the Work Group’s Bulletin is focused on Central Bank Digital Currencies (CBDCs) and their effect on cross-border faster payments. The series of Bulletins is designed to educ...
EAWG Use Case Repository Infographic
Sep 27, 2022
The Education & Awareness Work Group (EAWG), sponsored by The Clearing House, developed this infographic which provides guidance on how to use the new Use Case Repository. The robust EAWG Use Case Repository contains over 130 use cases searchable by ...
The Story of PIX.
Sep 23, 2022
How did the Pix instant payments scheme in Brazil become such a success? This white paper explains the main drivers, use cases, the future of Pix, how banks in Brazil make money with Pix and implications for the U.S. ...
Faster Payments for Financial Inclusion Infographic
Sep 21, 2022
This infographic provides a summary of the recent white paper, Faster Payments and Financial Inclusion, developed by the FPC Financial Inclusion Work Group....
Faster Payments and Financial Inclusion White Paper
Jul 29, 2022
Sponsored by PSCU, the FPC Financial Inclusion Work Group developed this white paper which identifies eight areas of pain points, or barriers, to the use of faster payments for families and small businesses who face shortages of time and cash....
QR Codes for Faster Payments Infographic
Sep 21, 2022
This infographic provides a summary of the recent white paper, QR Codes for Faster Payments, developed by the FPC QR Code Interface Work Group. ...
QR Codes for Faster Payments White Paper
Jul 25, 2022
Developed by the FPC QR Code Interface Work Group, this white paper explores the use of QR codes to aid in the adoption of faster payments in the United States and focuses on the use of QR codes to facilitate consumer purchases using bank accounts....