The Path To Faster Payments Ubiquity Starts With You

Faster Payments Resources

Welcome to the Faster Payments Knowledge Center – a comprehensive suite of resources, tools, news, and research to further faster payments learning. The Knowledge Center is a one-stop repository of all things faster payments designed for anyone seeking more information as they consider implementation.

FPC Members-Only Resources: additional faster payments resources are available in the members-only section of the website under Work Group Deliverables. Please login here to access the following documents:

Beneficial Characteristics Desirable in a Directory Service
Developed by the FPC Directory Models Work Group, this white paper offers a foundation for conversation about the specific characteristics required in a directory that seeks to maximize the economic benefits of faster payments for payors, payees, and all participants in the payments ecosystem.  LOGIN
The Economic Benefits of an Independent, Interoperable Directory for Faster Payments
Developed by the FPC Directory Models Work Group, this white paper looks at several areas by which a directory may establish economic benefits, both incremental revenue and cost savings, and attempts to quantify those benefits.  LOGIN
Faster Payments Glossary of Terms
Developed by the Education & Awareness Work Group, the Faster Payments Glossary of Terms includes a list of over 180 well-defined terms that are most relevant to the faster payments industry.  LOGIN
Consumer End-User Safety & Security FAQs
Developed by the FPC Safety & Security Work Group, the Consumer End-User FAQs resource serves as a tool that financial institutions – and service providers – can use to educate their consumer customers about the differences between faster payments and traditional payments.  LOGIN
All Categories Industry Guides & Research White Papers
EAWG Use Case Repository Infographic
Sep 27, 2022
The Education & Awareness Work Group, sponsored by The Clearing House, developed this infographic which provides guidance on how to use the new Use Case Repository. The robust EAWG Use Case Repository contains over 130 use cases searchable by use cas...
The Story of PIX.
Sep 23, 2022
How did the Pix instant payments scheme in Brazil become such a success? This white paper explains the main drivers, use cases, the future of Pix, how banks in Brazil make money with Pix and implications for the U.S. ...
Off the Rails from the FPC Podcast
Sep 22, 2022
Listen to the latest episode of “Off the Rails from the U.S. Faster Payments Council” podcast, sponsored by Volante Technologies! FPC’s Reed Luhtanen goes off the rails with Anthony Walton from Iliad Solutions on the latest trends and headlines in fa...
Faster Payments for Financial Inclusion Infographic
Sep 21, 2022
This infographic provides a summary of the recent white paper, Faster Payments and Financial Inclusion, developed by the FPC Financial Inclusion Work Group....
QR Codes for Faster Payments Infographic
Sep 21, 2022
This infographic provides a summary of the recent white paper, QR Codes for Faster Payments, developed by the FPC QR Code Interface Work Group. ...
The State of Play in U.S. Faster Payments
Aug 31, 2022
Developed by the FPC Network Committee, the State of Play in U.S. Faster Payments industry report provides an update on the market for instant and immediate payments services in the United States....
Faster Payments and Financial Inclusion White Paper
Jul 29, 2022
Sponsored by PSCU, the FPC Financial Inclusion Work Group developed this white paper which identifies eight areas of pain points, or barriers, to the use of faster payments for families and small businesses who face shortages of time and cash....
QR Codes for Faster Payments White Paper
Jul 25, 2022
Developed by the FPC QR Code Interface Work Group, this white paper explores the use of QR codes to aid in the adoption of faster payments in the United States and focuses on the use of QR codes to facilitate consumer purchases using bank accounts....
Beneficial Characteristics of Real-Time Recurring Payments
May 27, 2022
The FPC Real-Time Recurring Work Group, sponsored by BNY Mellon, developed this paper which explores the specific characteristics required in a recurring payment program that maximize the benefits or faster, real-time payments for payers, payees, and...
2022 Prime Time for Real-Time Global Payments Report
Apr 29, 2022
The benefits of real-time payments in the United States go beyond speed. Economic impact analysis from ACI’s 2022 Prime Time for Real-Time global payments report shows real-time payments offer a 32.6% lower average payment cost per transaction for Am...
2021 Faster Payments Fraud Survey and Report
Mar 09, 2022
Developed by the FPC Fraud Information Sharing Work Group, this report explores the results of its inaugural Faster Payments Fraud Survey, offers insight in comparison to non-U.S. geographies, and provides a global context of faster payments and frau...
Payments Modernization in the United States
Mar 07, 2022
The growth of in-market faster payments solutions, along with the impending launch of FedNow in the United States, has created a new dawn for a new generation of payment hubs. ACI Worldwide and the FPC recently completed a survey to help U.S. financi...