Faster Payments Resources

As faster payments, digital assets, and AI-driven technologies continue to evolve, digital identity has become essential to fraud prevention, security, and customer trust. In this blog, the FPC Digital Assets Work Group (DAWG) examines why modern dig...

Listen to the latest episode of “Off the Rails from the U.S. Faster Payments Council” podcast! FPC’s Reed Luhtanen goes off the rails with Mike Bilski of North American Banking Company. Reed and Mike talk about how faster payments volume continues to...

This latest blog from the FPC Business Benefits of B2B Instant Payments Work Group (B2BWG) explores how instant payments and e-invoicing can accelerate receivables, improve cash flow, and strengthen access to working capital. ...

Developed by the FPC Network Committee, the State of Play in U.S. Faster Payments industry report provides a comprehensive update on the market for instant and immediate payments services in the United States, with a focus on the various underlying p...

The 2025 U.S. Instant Payments Adoption Quantitative Study is based on a survey of U.S.-based third-party enablers to financial institutions (FIs). Collectively, respondents to the study serve over 90% of U.S. FIs and offer a forward-looking view int...

This guideline developed by the FPC Operational Considerations Work Group, sponsored by Endava, provides financial institutions with best practices and detailed guidance for successfully implementing instant payments sending capabilities....

The FPC Operational Considerations Work Group, sponsored by Endava, has developed four core resources to support financial institutions in implementing instant payments via the FedNow® Service and RTP® network. This infographic outlines the resources...

This research report, developed by the FPC’s Cross-Border Payments Work Group, sponsored by Mastercard, explores how ISO 20022 messaging is enabling smarter, faster, and more inclusive cross-border payments. The report highlights three use cases: buy...

Developed by the FPC Digital Assets Work Group (DAWG), this blog explores how digital assets, digital wallets, digital IDs, stablecoins, and distributed ledger technology (DLT), commonly known as blockchain, can transform disaster relief payments and...

This latest blog from the FPC Digital Assets Work Group (DAWG) provides an overview of how stablecoins can enable faster and more efficient payments with a focus on meaningful topics for banks and other financial services companies. The DAWG blog als...

Developed by the FPC Directory Models Work Group, this report presents critical considerations for the development of an open, alias-based directory service that could simplify and accelerate faster payments in the United States. The report builds on...

In this blog, the FPC Digital Assets Work Group (DAWG) discusses how the digital asset market, encompassing cryptocurrencies like Bitcoin and Ethereum, stablecoins, and tokenized assets, has grown significantly since Bitcoin’s inception in 2008....