Faster Payments Council Blog

Listen to the latest episode of “Off the Rails from the U.S. Faster Payments Council” podcast! FPC’s Reed Luhtanen goes off the rails with Brian Dammeir of Plaid. Brian and Reed talk about open banking, payments standards, fraud and risk, the Oscars,...

This report published by the FPC Cross-Border Payments Work Group, sponsored by Mastercard, explores the most pressing challenges facing B2B cross-border payments and practical strategies for addressing them. While cross-border B2B transactions remai...

The FPC Financial Inclusion Work Group (FIWG) has researched and conducted interviews examining how access to technology creates barriers to the use of financial services. The FIWG explored how technology access, digital literacy, infrastructure, and...

This blog post, published by the FPC Business Benefits of B2B Instant Payments Work Group, highlights how ISO 20022 enables richer data, improved reconciliation, and greater interoperability, making it a critical foundation for scalable B2B instant ...

Published by the FPC Business Benefits of B2B Instant Payments Work Group (B2BWG), this blog explains how pairing instant payments with e-invoicing can automate the B2B payment lifecycle, reduce manual work, and improve visibility and control over i ...

As faster payments, digital assets, and AI-driven technologies continue to evolve, digital identity has become essential to fraud prevention, security, and customer trust. In this blog, the FPC Digital Assets Work Group (DAWG) examines why modern dig...

This latest blog from the FPC Business Benefits of B2B Instant Payments Work Group (B2BWG) explores how instant payments and e-invoicing can accelerate receivables, improve cash flow, and strengthen access to working capital. ...

Developed by the FPC Network Committee, the State of Play in U.S. Faster Payments industry report provides a comprehensive update on the market for instant and immediate payments services in the United States, with a focus on the various underlying p...

The 2025 U.S. Instant Payments Adoption Quantitative Study is based on a survey of U.S.-based third-party enablers to financial institutions (FIs). Collectively, respondents to the study serve over 90% of U.S. FIs and offer a forward-looking view int...

This guideline developed by the FPC Operational Considerations Work Group, sponsored by Endava, provides financial institutions with best practices and detailed guidance for successfully implementing instant payments sending capabilities....

The FPC Operational Considerations Work Group, sponsored by Endava, has developed four core resources to support financial institutions in implementing instant payments via the FedNow® Service and RTP® network. This infographic outlines the resources...

This research report, developed by the FPC’s Cross-Border Payments Work Group, sponsored by Mastercard, explores how ISO 20022 messaging is enabling smarter, faster, and more inclusive cross-border payments. The report highlights three use cases: buy...