Faster Payments Council Blog

Developed by the FPC Digital Assets Work Group, this infographic explores the economics of using stablecoins for cross-border payments and the various costs that can arise throughout the transaction flow. It illustrates the “stablecoin sandwich,” whi...

This blog from the FPC Digital Assets Work Group explores the anti-money laundering requirements facing permitted payment stablecoin issuers under the GENIUS Act. It examines how longstanding compliance expectations for financial institutions and pay...

This blog from the FPC Digital Assets Work Group examines the evolving U.S. regulatory landscape for stablecoins following passage of the GENIUS Act and explores its potential impact on financial institutions and the broader payments industry. The bl...

This report, developed by the FPC Digital Assets Work Group, examines the growing range of payment options available in the United States and provides a detailed comparison of the FedNow® Service, RTP® Network, Visa® Direct, Mastercard Send™, Same Da...

This two-part blog series from the FPC Digital Assets Work Group takes a closer look at blockchain in U.S. payments, from emerging use cases and opportunities to the infrastructure and considerations needed to support implementation. The series explo...

The FPC Cross-Border Payments Work Group, in collaboration with the FPC Digital Assets Work Group, have developed this report that examines how GENIUS Act-compliant stablecoins could be used to improve cross-border payment processes and compares stab...

As faster payments, digital assets, and AI-driven technologies continue to evolve, digital identity has become essential to fraud prevention, security, and customer trust. In this blog, the FPC Digital Assets Work Group (DAWG) examines why modern dig...

Developed by the FPC Digital Assets Work Group (DAWG), this blog explores how digital assets, digital wallets, digital IDs, stablecoins, and distributed ledger technology (DLT), commonly known as blockchain, can transform disaster relief payments and...

This latest blog from the FPC Digital Assets Work Group (DAWG) provides an overview of how stablecoins can enable faster and more efficient payments with a focus on meaningful topics for banks and other financial services companies. The DAWG blog als...

In this blog, the FPC Digital Assets Work Group (DAWG) discusses how the digital asset market, encompassing cryptocurrencies like Bitcoin and Ethereum, stablecoins, and tokenized assets, has grown significantly since Bitcoin’s inception in 2008....

This report, developed through a collaboration between the FPC Financial Inclusion Work Group, sponsored by ACI Worldwide and the FPC Digital Assets Work Group, examines how digital assets and digital ledger technology can address financial exclusion...

The widespread adoption of digital wallets is transforming access to a broad range of payment options for consumers and businesses, all through a secure interface. Integration of mobile phones with hardware secure elements is accelerating this trend,...