Faster Payments Resources

Developed by the FPC Operational Considerations Work Group, this guide provides financial institutions with best practices and considerations for implementing and managing non-value messages that support instant payment transactions. It explores key ...

Listen to the latest episode of “Off the Rails from the U.S. Faster Payments Council” podcast! FPC’s Reed Luhtanen goes off the rails with Brandie Thacker, CEO of EPCOR. Reed and Brandie talk about where community financial institutions are with inst...

Developed by the FPC Digital Assets Work Group, this infographic explores the economics of using stablecoins for cross-border payments and the various costs that can arise throughout the transaction flow. It illustrates the “stablecoin sandwich,” whi...

This blog from the FPC Digital Assets Work Group explores the anti-money laundering requirements facing permitted payment stablecoin issuers under the GENIUS Act. It examines how longstanding compliance expectations for financial institutions and pay...

This blog from the FPC Digital Assets Work Group examines the evolving U.S. regulatory landscape for stablecoins following passage of the GENIUS Act and explores its potential impact on financial institutions and the broader payments industry. The bl...

This report, developed by the FPC Digital Assets Work Group, examines the growing range of payment options available in the United States and provides a detailed comparison of the FedNow® Service, RTP® Network, Visa® Direct, Mastercard Send™, Same Da...

The FPC Cross-Border Payments Work Group, sponsored by Mastercard, developed this report examining the end-to-end cross-border payment journey through the lens of interoperability. It explores why advances in faster payments, ISO 20022 adoption, and ...

This two-part blog series from the FPC Digital Assets Work Group takes a closer look at blockchain in U.S. payments, from emerging use cases and opportunities to the infrastructure and considerations needed to support implementation. The series explo...

The FPC Cross-Border Payments Work Group, in collaboration with the FPC Digital Assets Work Group, have developed this report that examines how GENIUS Act-compliant stablecoins could be used to improve cross-border payment processes and compares stab...

Developed by the FPC Business Benefits for B2B Instant Payments Work Group, this white paper explores how enterprise resource planning (ERP) systems are evolving from traditional financial management platforms into payment command centers where insta...

This report examines how access to technology influences participation in financial services and provides recommendations for advancing financial inclusion through improved digital connectivity, education, infrastructure, and user-centered design....

Developed by the FPC Fraud and Scam Mitigation for Faster Payments Work Group, this report provides industry guidance for designing dispute resolution frameworks related to fraud and scams involving instant payments. As instant account-to-account pay...