FPC 2025 Spring Member Meeting

The 2025 Spring Member Meeting is set to gather FPC members for two days of insightful presentations, dynamic panel discussions with industry experts, timely roundtables, and valuable networking opportunities. Dive into the latest trends and challenges in faster payments, and connect with peers and leaders in the field.

This event will take place on April 23-24, 2025, at the Westin San Diego Bayview Hotel located at 1051 Columbia Street, San Diego, CA 92101. Be part of the conversation shaping the future of faster payments.

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Alternative hotels near the Westin San Diego Bayview include The Guild Hotel, The Bristol Hotel, and The Westgate Hotel.

                                                                              MEETING AGENDA

Wednesday, April 23
7:00amPT: Registration Opens (Foyer)

7:30am-8:30amPT: Networking Breakfast (Diamond Room)

8:30am-8:40amPT: Opening Remarks (Emerald Ballroom)
Speakers: Kevin Miyamoto, Identifee; Reed Luhtanen, U.S. Faster Payments Council; Carl Slabicki, BNY

8:45am-9:25amPT: General Session – Instant Payments in eCommerce: Separating Fact from Fiction - A Debate on FedNow and RTP Payments (Emerald Ballroom)
As instant payment rails like FedNow and RTP gain traction, confusion persists about their viability for eCommerce, particularly regarding irrevocability and permitted use cases for merchants. This interactive debate session will explore the contradictions between current market understanding and actual capabilities, addressing critical questions about implementation readiness. Payment professionals will gain clarity on whether instant payment rails can truly serve everyday eCommerce transactions.
Speakers: Ross McFerrin, Trustly; Kevin Olsen, Pidgin; Sarah Arnio, Walmart; Nanci McKenzie, FRB Atlanta

9:30am-10:10amPT: General Session – Sanctity (or Sanity) of Irrevocability (Emerald Ballroom)
Join this session for a discussion with representatives from instant payment stakeholders exploring the value and need of irrevocability in a world where we have consumer use cases such as recurring RFPs. Panelists will look at concerns around fraud mitigation, authentication, as well as consumer onboarding and control.
Speakers: Josh Karoly, Netflix

10:10am-10:20amPT: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

10:20am-11:00amPT: Concurrent Breakout Session – Real-Time Revolution: The Instant Payments Edge for B2B (Opal Room)
The speed of business is accelerating — are your payments keeping up? Join us for an exclusive update from the FPC B2B Work Group as we dive into the latest research on instant payments and their impact on the B2B landscape. Hear insights from industry pioneers, explore practical use cases, and get involved in shaping the future of faster payments through an interactive survey.
Speakers: Dean Nolan, Finzly; Stephany Kirkpatrick, Orum

10:20am-11:00amPT: Concurrent Breakout Session – The Current State of Play in Cross-Border Payments (Topaz Room)
In the ever-evolving landscape of global finance, instant cross-border payments have moved from theory to practice, offering unprecedented speed and convenience. This session will focus on the current state of play, highlighting the available solutions and services enabling instant cross-border transactions today. Join the Cross-Border Payments Work Group as they present a detailed examination of existing platforms, drawing insights from diverse perspectives—banks, global service providers, and payment networks. Our panel will explore their capabilities, share challenges faced, and discuss strategies for achieving seamless global payments.
Speakers: Josh Rowat, Wise; Bridget Hall, ACI Worldwide

11:00am-12:00pmPT: Networking Lunch (Diamond Room)

12:00pm-12:40pmPT: General Session – Bringing Directory Capabilities To Life (Emerald Ballroom)
As the value of directories is discussed, the conversation frequently turns to what a directory will do and how it might work. This joint APIWG/DMWG session explores areas of consideration where directory design choices must be made. And once those choices are made, how will participants actually use the directory? How will APIs enable directories? Perhaps could exemplify some of the trade-offs in practice with a hackathon!
Speakers: Peter Tapling, PTap Advisory; Moa Agrell, Trustly; Caroline Cypriano, JJ4Tech; Margo Giles, Alloya Corporate FCU; Gursharan Singh, Form3

12:45pm-1:25pmPT: General Session – Harnessing Data Analytics to Optimize Operations  (Emerald Ballroom)
In the age of big data, leveraging analytics can significantly improve payment processing and decision-making. This session will discuss how financial institutions can utilize data analytics to detect anomalies, reduce errors, and enhance overall efficiency in transactions. Case studies will highlight successful implementations of analytics tools that have optimized payment operations.
Speakers: Miriam Sheril, Form3; Eralda Hasani, BNY; Mark Ranta, Ernst & Young; Dean Nolan, Finzly; Donna Blum, BHMI

1:25pm-1:40pmPT: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

1:40pm-2:20pmPT: Concurrent Breakout Session – Bridging Innovation and Regulation: Accelerating Financial Inclusion with Digital Assets and Faster Payments (Opal Room)
The session will focus on leveraging advanced payment technologies and regulatory frameworks to enhance financial inclusion and responsibly integrate digital assets into the faster payments ecosystem (specifically looking at natural disasters).
Speakers: Anthony Serio, Sphere Labs; Bo Berg, Avenue B Consulting; Kirsten Trusko, PaaL; Eric Peterson, BNY

1:40pm-2:20pmPT: Concurrent Breakout Session – Open Banking, CFPB 1033, and Unlocking Financial Opportunities (Topaz Room)
Open banking is reshaping financial services by empowering consumers to securely share data and access innovative solutions. With the upcoming CFPB 1033 rule, which defines consumer financial data rights, the U.S. is at a pivotal moment. This session explores open banking fundamentals, CFPB 1033’s regulatory impact, and opportunities for financial institutions, fintechs, and consumers to foster innovation, inclusion, and growth in a changing landscape.
Speakers: Marcia Klingensmith, FinTech Consulting; Mark Dixon, Nacha; Booshan Rengachari, Finzly

2:20pm-2:35pmPT: Networking Break (Foyer)

2:35pm-3:15pmPT: General Session – Sharing Fraud Detection Data Within and Across Faster Payment Networks (Emerald Ballroom)
The Federal Reserve convened a workgroup to consider how to encourage sharing data to help improve fraud screening, detection and mitigation. This panel discussion will begin with the findings of the Fed workgroup and discuss what kinds of shared data can be used for real-time fraud scoring in faster payments, what are sources of shared data, what are impediments to sharing, and how the industry can improve of fraud mitigation efforts.
Speakers: Lee Kyriacou, PayGility Advisors; Mike Timoney, FRB Boston

3:20pm-4:00pmPT: General Session – Request for Payment: Real Experience, Real Learnings, Real Barriers, and How to Make Real Progress (Emerald Ballroom)
In this session, panelists will discuss RFP use cases in practice, experience and learnings, challenges and barriers for new FIs, and how to make real RFP progress/adoption. The discussion will also center on the importance of customer education and awareness, consistent user experience, and expanding the reach among RFP sending and receiving parties.
Speakers: Mike Thomas, U.S. Bank; Bridget Hall, ACI Worldwide; Matthew Brazda, BNY; Larry Pruss, SRM

4:05pm-4:45pmPT: General Session – Beyond Legacy: APIs, Multi-Cloud, and Building Resilient Payments in the Modern Era (Emerald Ballroom)
The payments landscape is undergoing a transformation driven by the need for faster, more transparent transactions. This session explores how APIs and multi-cloud strategies can empower financial institutions to overcome legacy system limitations and build resilient payment infrastructures.
Speakers: Laura Sullivan, Form3; Amit Rijhsinghani, Citi; Zachary Scott, Publicis Sapient; Sri Iyer, Cross River

4:45pm-4:50pmPT: FPC Work Group Strategy Update (Emerald Ballroom)
Speaker: Angela Hendershott, U.S. Faster Payments Council

6:00pm-8:00pmPT: Evening Event at Carnitas' Snack Shack
Join us for a fun-filled networking event with fellow FPC Members. Food and drinks will be served while taking in the sunset views from the waterside location. Carnitas' Snack Shack, located at 1004 N. Harbor Drive, is a 10-15 min walk or short car ride from the Westin San Diego Bayview Hotel.

Thursday, April 24
8:00am-9:00amPT: Networking Breakfast (Diamond Room)

9:00am-9:05amPT: Day 2 Kick Off (Emerald Ballroom)

9:05am-9:45amPT: General Session – Explore New and Existing B2B Cross-Border Payment Use Cases Driving Global Faster Payments Growth (Emerald Ballroom)
Cross-Border B2B Faster Payment Use Cases are predicted to significantly contribute to Faster Payment adoption, usage, and innovation in the US. Join our respected panelists sharing their perspectives on current and future global use cases contributing to the growth and success of Faster Payments. During the session, we explore use cases utilizing Faster Payment, Card, Ripple, and other payment networks to achieve efficient and effective B2B Cross Border use cases with an eye on future growth.
Speakers: Mark Majeske, Alacriti; James Colassano, The Clearing House; Kris Varma, Visa; Kelvin Leung, Mastercard; James Sellick, Ripple

9:50am-10:30amPT: General Session – I Want to Offer QR Code Payments: What are the Risks to be Managed? (Emerald Ballroom)
Every financial product runs the risk of fraud. For those interested in launching QR Code payments, what types of fraud do you need to watch out for and how can you mitigate your risks?
Speakers: Sarah Hoisington, Matera; Margo Giles, Alloya Corporate FCU; Lou Grilli, Velera; Greg Lloyd, Endava; Keith Riddle, Payfinia

10:30am-10:40amPT: Networking Break (Foyer)

10:40am-11:20amPT: Sharing Current and Future Use Case Successes and Sorrows (Opal Room)
Attendees of this session will divide into small groups to discuss production and planned use case implementation experiences and practical applications of faster payments. The groups will discuss variety of types of use cases for consumers, businesses, government, etc.
Speakers: Glenn Wheeler, Catalyst Corporate FCU

10:40am-11:20amPT: Concurrent Breakout Session – Scammers....Workin' 9-5 (Topaz Room)
In this session, you will get to live through a day in the life of a scammer. We will have a scammer, a victim, and a payment provider battle it out to see if the bad guys can get away with the crime!
Speakers: Marc Trepanier, ACI Worldwide; Amanda Compton, FRB Boston; Fang Yu, DataVisor

11:20am-11:35amPT: Networking Break (Foyer)

11:35am-12:15pmPT: General Session – Demystifying RTP/FedNow Send: Operational Considerations for Sending Credit Transfers (Emerald Ballroom)
Sending Credit Transfers requires careful attention to operational details. This session will dive into the details of sending RTP and FedNow Payments, exploring key considerations such as compliance, liquidity management, system integration and risk mitigation. We will discuss real-world examples, success stories and challenges in implementing RTP/FedNow Send.
Speakers: Sri Iyer, Cross River

12:15pmPT: Meeting Close (Emerald Ballroom)