FPC 2025 Fall Member Meeting

The 2025 Fall Member Meeting is set to gather FPC members for two days of insightful presentations, dynamic panel discussions with industry experts, timely roundtables, and valuable networking opportunities. Dive into the latest trends and challenges in faster payments, and connect with peers and leaders in the field.

This event will take place on September 3-4, 2025, at the Westin Portland Harborview Hotel located at 157 High Street, Portland, Maine 04101. Be part of the conversation shaping the future of faster payments!

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                                                                                    MEETING AGENDA

Wednesday, September 3
10:00amET: Registration Opens (Foyer)

1:00pm-1:10pmET: Opening Remarks (Eastland Grand Ballroom)
Speakers: Kevin Miyamoto, Identifee; Phillipa Wilson, Mastercard; Reed Luhtanen, U.S. Faster Payments Council

1:15pm-1:55amET: General Session – US Instant Payment Adoption: Turning Global Lessons into Actionable Insights (Eastland Grand Ballroom)
Instant payments have revolutionized financial ecosystems in dozens of countries - yet the U.S. is still catching up. In this session, we will take you on a global tour of success stories, showcasing how instant payments have introduced both economic benefits and provided avenues for greater financial inclusion. Backed by data and real-world examples, we’ll highlight tangible benefits for both financial institutions and businesses.
Speakers: Craig Ramsey, ACI Worldwide; Anthony Serio, Serio Payments Consulting; Sarah Arnio, Walmart

2:00pm-2:40pmET: General Session – Enhancing Security and Trust in U.S. Real-Time Payments with Confirmation of Payee (Eastland Grand Ballroom)
As real-time payments gain traction in the U.S., fraud prevention becomes paramount. This panel session will explore how implementing confirmation of payee to a successful European fraud-reduction strategy, in the American financial landscape. •Potential impact on fraud reduction and consumer confidence •The mechanics of confirmation of payee & it's adoption challenges •Regulatory and inter-bank cooperation •Liability implications for participating bank and customers.
Speakers: Karen Brown, CGI

2:40pm-3:10pmET: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

3:10pm-4:00pmET: General Session – Stablecoins and Faster Payment Rails: Creating a 24/7 Settlement Ecosystem (Eastland Grand Ballroom)
Learn how fintechs and banks are combining stablecoins with faster payment rails to address traditional settlement limitations. This panel will showcase real world examples of using digital assets together with fiat to operate beyond banking hours, reducing costs and driving efficiency with weekend settlements.
Speakers: Phil Goldfeder, American Fintech Council; Keith Vander Leest, BVNK; Nicola Morris, Highnote; Sri Iyer, Cross River

4:00pm-4:40pmET: General Session – To Be Announced (Eastland Grand Ballroom)

6:00pm-8:00pmET: Evening Event at Bayside Bowl
Join us for a fun-filled networking event with fellow FPC Members. Food and drinks will be served along with bowling of course! Bayside Bowl, located at 58 Alder St, is a 10-15 min walk or short car ride from the Westin Portland Harborview Hotel.

Thursday, September 4
8:00am-9:00amET: Networking Breakfast (Eastland Grand Ballroom)

9:00am-9:05amET: Day 2 Kick Off (Eastland Grand Ballroom)

9:10am-9:40amET: General Session – FPC Work Group Strategy: Driving Impact Together (Eastland Grand Ballroom)
The Work Groups are the beating heart of the FPC, essential to achieving our strategic goals. In this strategic dialogue led by Angela Hendershott and two Work Group Chairs, we'll explore the 'why' behind our Work Group Strategy Refresh, showcasing how initiatives are expanding Reach, enhancing User Experience, and building Trust, and outline how your active participation will help maximize our collective impact.
Speakers: Angela Hendershott, U.S. Faster Payments Council

9:45am-10:25amET: General Session – Evolution of Liquidity Management (Eastland Grand Ballroom)
Liquidity management evolved from a reactive process using traditional methods to a proactive, technologically driven function. The session describes where funds for payments come from, how a bank calculates the amount needed 24x7x365 for customer payment requests and the difference between managing funds for domestic vs x-border payments. Two domestic and one x-border example are discussed as well as a description of the continuing evolution of liquidity management driven by technology.
Speakers: Rodman Reef, Reef Karson Consulting; Barry Tooker, TransactionBanker.com

10:25am-10:45amET: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

10:45am-11:25amET: Concurrent Breakout Session – Stablecoins and Cross-Border B2B Payments: Today and Tomorrow (Winslow Homer Room)
Stablecoins are transforming cross-border B2B payments, enabling faster, cheaper, and more transparent transactions. This session covers their mechanics, differences from cryptocurrencies and CBDCs, and pilots by SWIFT and BIS on stablecoin integration. We'll explore real-world usage, regulatory aspects, and their interplay with CBDCs, providing insights into their role in global payments. This session is a collaboration between the CBWG, DAWG, and B2BWG.
Speakers: Aaron McPherson, AFM Consulting; Eric Peterson, BNY; Larry Pruss, SRM; Yamini Sagar, Instarails; Jonathan Holland, Mastercard

10:45am-11:25amET: Concurrent Breakout Session –  Practical Path to Innovation for the Pay by Bank Revolution (Longfellow Room)
Instant payments are transforming the payments landscape with speed and convenience, yet protection frameworks have gaps. This panel will delve into instant payment use cases, showcasing their diverse complexity and safety. We'll discuss practical applications that fuel adoption, interest, and trust, and share insights on the unique principled approach used to identify market gaps. Join us to discover how instant payments are revolutionizing the market and paving the way for secure adoption.
Speakers: Matt Friend, JPMorgan; Jennifer Moore Lucas, EY

11:30am-12:30pmET: Networking Lunch (Eastland Grand Ballroom)

12:30pm-1:00pmET: General Session – Off the Rails Podcast 100th Episode (Eastland Grand Ballroom)
Join us for a live recording of the milestone 100^th episode of Off the Rails from the U.S. Faster Payments podcast.
Speakers: Bridget Hall, ACI Worldwide; Reed Luhtanen, U.S. Faster Payments Council

1:05pm-1:45pmET: General Session – Agentic Commerce: A Profound Shift in Payments (Eastland Grand Ballroom)
While the payments industry has witnessed application of genAI solutions in the form of enhanced fraud detection and prevention, the next step beyond genAI is emerging in the form of agentic AI. The agentic AI market size is estimated at $7.28B in 2025 and expected to reach $41.32B by 2030, at a CAGR of 41.5%. Initiatives such as Mastercard’s Agent Pay, Visa Intelligence Commerce and Amazon Buy for Me are already fueling next generation app engagement, e-commerce, and payments.

1:45pm-2:15pmET: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

2:15pm-2:55amET: Concurrent Breakout Session – Why are Some RfP Use Cases Considered Riskier than Others, and How Do We Mitigate Those Risks? (Winslow Homer Room)
Not all RfP use-cases are treated the same way. Some use cases are considered very low risk. Me-to-me and traditional BillPay are some examples that fall into this category however, there are some use cases that are considered risky. An example could be use cases related to crypto, or P2P. In this session, we will delve into the use-cases perceived to be risky and how to implement them.
Speakers: Sri Iyer, Cross River; Keith Vander Leest, BVNK

2:15pm-2:55amET: Concurrent Breakout Session – What Do You know about SEND? Test Time. (Longfellow Room)
Ready. Set. SEND. If you have questions about sending faster payments, we have the answers! Join your colleagues in groups to answer some key questions on faster payments-SEND. Flow? Interoperability? UX/UI? Operations? Liquidity management? Reconciliation? Business continuity? Staff? Accountholder education? Fraud? Compliance programs? Exception processing? Performance? Let’s test your knowledge and learn together where you can find answers to those questions on the OCWG deliverables.
Speakers: Tony Cook, FirstBank; Miriam Sheril, Form3; Caroline Cypriano, JJ4Tech; Ryan McNaughton; North American Banking Company

2:55pm-3:15pmET: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

3:15pm-3:55pmET: General Session – Domestic Real-Time Payment Schemes and Cross-Border Payments: A Match Made in Heaven (Eastland Grand Ballroom)
In this session, learn how domestic faster payments schemes could be leveraged to power faster, efficient, transparent and compliant cross-border transactions.
Speakers: Mark Majeske, Alacriti

4:00pm-4:40pmET: General Session – Practical Innovation: How Applied Data will Shape the Future of Payments (Eastland Grand Ballroom)
As Pay by Bank expands into new, potentially higher-risk use cases, transaction tagging becomes essential for risk scoring and fraud detection. Tagging provides insights into market trends, informing product strategy and enhancing customer service. Elements to tag include use case, industry, sender ID, and transaction type. Discover the different methods to tag transactions across different networks. Learn how this method detected a 3-6x risk increase in use cases like commerce and high-risk A2A.
Speakers: Matt Friend, JPMorgan; Rusiru Gunasena, The Clearing House; Jane Hennessy, Finzly

4:45pmET: Meeting Close (Eastland Grand Ballroom)