2025 U.S. Instant Payments Adoption Quantitative Study
The 2025 U.S. Instant Payments Adoption Quantitative Study is based on a survey of U.S.-based third-party enablers to financial institutions (FIs). Collectively, respondents to the study serve over 90% of U.S. FIs and offer a forward-looking view into how instant payments adoption is expected to expand over the next five years. The study highlights how adoption is being shaped by use cases, perceived benefits, technology enablement, and emerging standards.