What type of faster payment solution provider organization are you?

Network - (18)
Financial Institution - (5)
Bankers Bank/Corporate Credit Union - (10)
Third Party Payment Provider - (9)
Credit Union Service Organization - (1)

Who is your direct customer?

Banks - (32)
Credit Unions - (36)
Third Party Processors - (24)
Businesses/Corporates - (18)
Consumers - (4)

Acknowledgement Check

Acknowledge - (0)

Which networks/methods of clearing does the solution use?

RTP - (29)
ACH - (24)
Push to Card - (15)
Zelle - (6)
Other - (22)

What type fo solution do you provide (if multiple, then you can submit seperate surveys)?

Network Solution for Financial Institutions - (19)
Financial Institution - (2)
Bankers Bank/Corporate Credit Union - (17)
Third Party Payment Provider - (4)
Blockchain/Digital Assets End User Experience Solution Processing Switch/Gateway Payment Processor Service Consolidation & Liquidity Service Vertical Specific Solution - (1)
International Cross Border Specific Solution - (0)

Which settlement types does the solution use?

RTGS - (23)
Deferred - (17)
Other - (13)

How fast are funds settled and available to the payee?

Immediate - (0)
Minutes - (0)
Same day - (3)
Next Day - (0)

How fast do funds settle between banks/intermediaries?

Immediate - (0)
Minutes - (0)
Same day - (2)
Next Day - (4)

Are funds irrevocable? If yes, please explain.

Yes - (23)
No - (2)
NA - (11)

Does the solution have transaction refundable/dispute capabilities?

Yes - (17)
No - (4)
NA - (12)
Planned - (0)
Consideration - (3)
Customizable - (1)

is prefunding required?

Yes - (12)
No - (16)
Planned - (0)
Consideration - (3)

Is a liquidity management tool available?

Yes - (12)
No - (4)
NA - (9)
Planned - (4)
Consideration - (2)
Customizable - (1)

What tokenized or non-tokenized identification is used with your customers?

Routing Number + Account (non-tokenized) - (0)
Stored Value Account (non-tokenized)) - (0)
PAN (Permanent/Primary Account Number – non-tokenized) - (6)
Tokenized version of one of the above - (13)
Email Alias - (14)
Phone Alias - (12)
Other - (7)

Which recipient end destinations does the solution support?

Bank Account - (38)
Credit Card - (10)
Debit Card - (15)
Prepaid Card - (11)
Stored Value (virtual/wallet)) - (0)
Cash - (3)
Other - (7)

What use case categories apply for your solution?

Account to Account (A2A - me to me) - (12)
Business/Government to Business/Government (B2B-B2G-G2G)” - (0)
Business to Consumer (B2C) - (29)
Consumer to Business/Government (C2B-C2G) - (8)
Government to Business/Consumer (G2B-G2C) - (8)
Person to Person (P2P) - (29)

Which of the following functions do your use cases address?

Account Transfers - me to me - (23)
Account Transfers - any to any - (27)
Bill Pay-Consumer - (20)
Bill Pay-Business-to-Business - (22)
Cross Border - (12)
Disbursements - (23)
Donations - (15)
Loans - (18)
On Demand Delivery (COD) - (10)
Payroll - (21)
Point of Sale - Physical - (8)
Point of Sale - Virtual - (10)
Refunds - (20)
Rewards/Loyalty/Cash Back - (10)

What industries are your use cases applicable to?

All - (18)
All Agriculture - (3)
Cannabis/CBD - (0)
Convenience Stores - (3)
Distribution/Logistics - e.g. UPS/Fedex - (9)
Education - (10)
Energy Producers – Oil - Gas - Electric - (0)
Entertainment/Events - (8)
Food & Beverage – Restaurants - Bars - (1)
Gaming - Skilled/Chance - (5)
Gig Economy - Transportation - Delivery - Personal Service - (0)
Government Services/Contractors - (9)
Healthcare Providers - (9)
Housing - rentals - (6)
Insurance - (10)
Investment - (7)
Legal - (8)
Lending - (10)
Lodging - (8)
Manufacturing - (7)
Not-For-Profit - (9)
Pharma - (8)
Real Estate - (10)
Recreation - (7)
Rental - Cars - Equipment - (0)
Retail - Brick & Mortar - (4)
Retail – eCommerce - (7)
Supply Chain Distribution - (8)
Trade Finance - (6)
Transportation - e.g. Air - Rail - Bus - Tolls - etc - (2)
Utilities - Electric - Natural Gas - Water - Sewage - (1)
Unbanked/Underserved - (4)

Does the solution support credit push payments?

Yes - (25)
No - (1)
NA - (6)
Planned - (4)
Consideration - (0)
Customizable - (0)

Does the solution support debit pull payments?

Yes - (13)
No - (7)
NA - (9)
Planned - (4)
Consideration - (1)
Customizable - (1)

Does the solution support recurring/subscription transactions?

Yes - (16)
No - (1)
NA - (11)
Planned - (5)
Consideration - (2)
Customizable - (0)

Does the solution support request for payments (RFP)?

Yes - (17)
No - (3)
NA - (8)
Planned - (9)
Consideration - (2)
Customizable - (0)

Does the solution apply transaction limits?

User transaction - (20)
User daily - (17)
Other - (21)

Which standard message format does the solution use?

ISO 20022 - (27)
Nacha - (18)
ISO 8583 - (14)
Other - (12)

What are the solution's onboarding/Know Your Customer (KYC) requirements?

Address verification - (7)
OFAC - (8)
Account verification - (13)
Other - (13)

Does the solution have user experience/guidelines/specifications?

Yes - (15)
No - (1)
NA - (9)
Planned - (2)
Consideration - (0)
Customizable - (3)

What is the coverage for the solution?

US Regional - (22)
US Domestic - (39)
Cross Border - (17)

Which consumer account types does the solution support?

Bank Account - (37)
Debit Card - (19)
Credit Card - (15)
Prepaid - (16)
Stored Value - (0)
Other - (5)

Which business account types does the solution support?

Bank Account - (35)
Debit Card - (15)
Credit Card - (13)
Prepaid - (13)
Stored Value - (13)
Merchant services - (14)
Other - (3)

Which technology features does the solution have?

Virtual Accounts - (11)
Tokens - (13)
Contactless at POS - (4)
Contactless at ATMs - (3)
QR Code Enabled - (9)
Online e-commerce enabled - (10)
APIs - Gold standards - (0)
POS integration - (3)
POS terminal compatible - (3)
Other - (5)

What ERP/accounting product interfaces are provided?

SAP - (2)
Oracle - (2)
MS Dynamics - (1)
Infor - (0)
IFS - (0)
Epicor - (0)
Aptean - (0)
QuickBooks - (1)
Sages - (0)
Xero - (1)
Acumatica - (0)
Syspro - (0)
IQMS - (0)
Other - (10)

Which wallets does the solutions support?

Apple - (8)
Samsung - (8)
Google - (8)
Other - (8)

Which directories or networks are supported/interoperable with the solution?

Visa - (14)
Visa Direct - (15)
Mastercard - (14)
Master Send - (14)
ATM/Debit Networks - (8)
PayPal - (7)
Venmo - (7)
Zelle - (7)
RTP - (25)
Fednow (pilot/planned) - (0)
Fed ACH/TCH EPN - (0)
Fed Wire/TCH CHIPS - (0)
Swift - (8)
Ripple - (2)
Private - (3)
Other - (5)

Which of the following end customer features are supported?

Disputes - (9)
Chargebacks - (7)
Refunds - (11)
Payment error resolution - (14)
Buyer product protections/warranty - (3)
Privacy/data protection - (15)
Loyalty Cash Back - (5)
Loyalty Points - (4)
Cash Advances - (3)
Cash Withdrawals - (3)
Cash Deposits - (3)
Deposited Funds Availability - (5)
Good funds for payments cleared, but not yet settled - (0)
Other - (2)

What additional tools/services does the solution have?

Reporting - (35)
Reconcilliation - (0)
Liquidity Management - (16)
Reciever account pre-validation - (0)
Buy Now Pay Later - (3)
Fraud Prevention, detection, remediation - (0)
Other - (4)

What fraud detection/prevention does the solution provide?

Unauthorized payments - (12)
Authorized fraudulent payments - (10)
Account takeover - (9)
Synthetic ID - (5)
Other - (9)

What end user features/controls are available?

Multiple user with applicable rights per account - (9)
Multiple account per user - (10)
Multiple aliases per user - (7)
End user preferences - setting limits and internal controls - (11)
Secondary level approval - (10)
2 factor authentication - (0)
Other - (6)

What transaction confirmation methods does the solution use?

SMS/Text - (9)
Email - (17)
In App - (10)
Other - (8)

What notification methods does the solution use?

SMS/Text - (10)
Email - (17)
In App - (9)
One-time passcode - (4)
One-time passcode - (4)
Link - (5)
Other - (9)

What onboarding and account maintenance features does the solution have?

Contactless enrollment - (4)
Enrollee validation - (6)
Immediate use - (0)
Pre-review before use - (3)
Account change controls - (7)
User lock/unlock - (8)
Account lock/unlock - (7)
Other - (4)

What record retention features does the solution have?

Basic payment details - (7)
Complete payment details - (20)
Attachments - (8)
Other - (4)