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What is your Payment Solutions Provider Category

Network Solution for Financial Institution - (1)
Third Party Solutions - (0)
Core Banking Provider Solution - (1)
Financial Instituion Ecosystem Solution - (0)
Other Non-Bank Solution - (0)
Blockchain - (0)
International Cross Border Specific Solution - (0)

Which networks/methods of clearing does the solution use?

RTP - (0)
ACH - (2)
Push to Card - (2)
Zelle - (1)
Other - (0)

Which networks/methods of settlement does the solution use?

RTP - (1)
Federal Reserve NSS - (1)
Other - (1)

Which settlement types does the solution use?

RTGS - (0)
Deferred - (2)
Other - (0)

Does the solution provide settlement directly?

Yes - (0)
No - (1)

Is settlement bilateral or multilateral?

Bilateral - (0)
Multilateral - (2)
NA - (0)

How fast are funds available to the end receiver of a transaction?

Immediate - (0)
Minutes - (1)
Same day - (1)
Next Day - (0)

How fast do funds settle between intermediaries?

Immediate - (0)
Minutes - (0)
Same day - (1)
Next Day - (1)

How fast does transaction data clear to the end receiver of a transaction?

Immediate - (0)
Minutes - (0)
Same day - (2)
Next Day - (0)

Are funds irrevocable? If yes, please explain.

Yes - (2)
No - (0)
NA - (0)

Does the solution have transaction dispute capabilities?

Yes - (1)
No - (0)
NA - (0)
Planned - (0)
Consideration - (1)
Customizable - (0)

Are transactions refundable?

Yes - (1)
No - (0)
NA - (0)
Planned - (0)
Consideration - (0)
Customizable - (2)

is prefunding required?

Yes - (1)
No - (1)
Planned - (0)
Consideration - (0)

Is a liquidity management tool available?

Yes - (0)
No - (1)
NA - (0)
Planned - (1)
Consideration - (0)
Customizable - (0)

What account identification can be used for clearing?

RT + Account - (1)
Card - (1)
PAN - (0)
Social - (0)
Phone - (1)
Token - (0)
Other - (0)

Which settlement payout options does the solution support?

Bank Account - (1)
Card - (1)
Prepaid - (0)
Cash - (0)
Other - (0)

Does the solution support push payments?

Yes - (0)
No - (0)
NA - (0)
Planned - (1)
Consideration - (0)
Customizable - (0)

Does the solution support pull payments?

Yes - (0)
No - (1)
NA - (0)
Planned - (0)
Consideration - (0)
Customizable - (0)

Does the solution support recurring transactions?

Yes - (0)
No - (0)
NA - (0)
Planned - (1)
Consideration - (0)
Customizable - (0)

Does the solution support request for payments (RFP) push?

Yes - (0)
No - (0)
NA - (0)
Planned - (0)
Consideration - (1)
Customizable - (0)

Does the solution apply transaction limits?

User transaction - (1)
User daily - (0)
Other - (1)

Which standard message format does the solution use?

ISO 20022 - (1)
Nacha - (1)
ISO 8583 - (0)
Other - (0)

What are the solution's onboarding/Know Your Customer (KYC) requirements?

Address verification - (1)
OFAC - (0)
Account verification - (0)
Other - (0)

Does the solution have user experience/guidelines/specifications?

Yes - (1)
No - (0)
NA - (0)
Planned - (0)
Consideration - (0)
Customizable - (0)

Is the solution a centeralized hub or decentralized?

Centralized - (0)
Decentralized - (0)
Hybrid combination - (1)

Is the solution open-loop or closed-loop?

Open-loop - (1)
Closed-loop - (0)

Which use cases does the solution support for send and receive payments?

Business to Buesiness/Govermnent - (0)
Business to Consumer - (0)
Person to Person - (0)
Consumer to Business/Government - (0)
Government to Business/Consumer - (0)
Account to Account - (1)
Other - (0)

Which use cases does the solution support for receive only payments?

Business to Buesiness/Govermnent - (1)
Business to Consumer - (0)
Person to Person - (1)
Consumer to Business/Government - (1)
Government to Business/Consumer - (0)
Account to Account - (0)
Other - (0)

Which use cases does the solution support request for payment?

Business to Buesiness/Govermnent - (1)
Business to Consumer - (0)
Person to Person - (1)
Consumer to Business/Government - (1)
Government to Business/Consumer - (0)
Account to Account - (0)
Other - (0)

Which functional use cases does the solution support?

Consumber bill pay - (0)
Retail/Point of Sale - (0)
E-commerce - (0)
M-commerce - (1)
B2B payables/receivables - (1)
Payroll - (1)
Disbursements - (1)
Investment purchases/sales - (0)
Tax Payments - (0)
Refunds - (0)
On Delivery - (0)
Lending - (0)
Cross-border remittances - (0)
Other - (0)

What is the coverage for the solution?

US Domestic - (1)
US Regional - (1)
Cross Border - (0)

Which consumer account types does the solution support?

Bank Account - (1)
Debit Card - (1)
Credit Card - (1)
Prepaid/Stored Value - (0)
Other - (1)

Which business account types does the solution support?

Bank Account - (1)
Debit Card - (0)
Credit Card - (0)
Prepaid/Stored Value - (0)
Merchant services - (1)
Other - (0)

Which technology features does the solution have?

Virtual Accounts - (0)
Tokens - (0)
Contactless at POS - (1)
Contactless at ATMs - (1)
QR Code Enabled - (1)
APIs - (0)
POS integration - (0)
POS terminal compatible - (0)
Online e-commerce enabled - (0)
Other - (0)

What ERP/accounting product interfaces are provided?

SAP - (0)
Oracle - (1)
MS Dynamics - (0)
Infor - (0)
Quickbooks - (0)
Sages - (0)
Other - (0)

Which wallets/apps does the solutions support?

Apple - (2)
Samsung - (1)
Own app - (1)
Other - (0)

Which directories or networks are supported/interoperable with the solution?

Fed/Nacha - (0)
Fed/Wire - (1)
Visa/MC - (0)
RTP - (0)
Zelle - (0)
Nacha Phixius - (0)
Star - (0)
Cirrus - (0)
PayPal/Venmo - (0)
Private - (0)
Other - (0)

Which of the following miscellaneous features are supported

Disputes - (0)
Chargebacks - (0)
Refunds - (1)
Payment error resolution - (1)
Buyer product protections/warranty - (1)
Privacy/data protection - (0)
Receiver account pre-validation - (0)
Loyalty Cash Back - (0)
Loyalty Points - (0)
Cash Advances - (0)
Cash Withdrawals - (0)
Cash Deposits - (0)
Deposited Funds Availability - (0)
Good funds for payments cleared, but not yet settled - (0)
Buy Now Pay Later - (0)
Other - (0)

What additional tools/services does the solution have?

Reporting - (0)
Reconcilliation - (1)
Liquidity Management - (1)
Fraud Prevention, detection, remediation - (0)
Other - (0)

What fraud detection/prevention does the solution provide?

Unauthorized payments - (1)
Authorized fraudulent payments - (0)
Account takeover - (1)
Synthetic ID - (0)
Other - (0)

What end user features/controls are available?

Multiple user with applicable rights per account - (1)
Multiple account per user - (1)
Multiple aliases per user - (1)
End user preferences - (0)
Secondary level approval - (0)
2 factor authentication - (0)
Other - (0)

What transaction confirmation methods does the solution use?

SMS/Text - (0)
Email - (0)
In App - (1)
Other - (1)

What notification methods does the solution use?

SMS/Text - (0)
Email - (0)
In App - (1)
Code - (1)
Link - (0)
Other - (0)

What onboarding and account maintenance features does the solution have?

Easy enrollment - (0)
Enrollee validation - (0)
Immediate use - (0)
Pre-review before use - (0)
Account change controls - (0)
User lock/unlock - (1)
Account lock/unlock - (1)
Other - (0)

What record retention features does the solution have?

Basic payment details - (1)
Complete payment details - (1)
Attachments - (0)
Other - (0)