What type of faster payment solution provider organization are you?


Network - (14)
Financial Institution - (5)
Bankers Bank/Corporate Credit Union - (7)
Third Party Payment Provider - (14)
Credit Union Service Organization - (2)

Who is your direct customer?


Banks - (32)
Credit Unions - (36)
Third Party Processors - (22)
Businesses/Corporates - (19)
Consumers - (5)

Acknowledgement Check


Acknowledge - (0)

Which networks/methods of clearing does the solution use?


RTP - (30)
ACH - (24)
Push to Card - (12)
Zelle - (6)
Other - (19)

What type fo solution do you provide (if multiple, then you can submit seperate surveys)?


Network Solution for Financial Institutions - (16)
Financial Institution - (2)
Bankers Bank/Corporate Credit Union - (14)
Third Party Payment Provider - (6)
Blockchain/Digital Assets End User Experience Solution Processing Switch/Gateway Payment Processor Service Consolidation & Liquidity Service Vertical Specific Solution - (3)
International Cross Border Specific Solution - (1)

Which settlement types does the solution use?


RTGS - (27)
Deferred - (18)
Other - (13)

How fast are funds settled and available to the payee?


Immediate - (0)
Minutes - (0)
Same day - (2)
Next Day - (0)

How fast do funds settle between banks/intermediaries?


Immediate - (0)
Minutes - (0)
Same day - (2)
Next Day - (5)

Are funds irrevocable? If yes, please explain.


Yes - (25)
No - (3)
NA - (10)

Does the solution have transaction refundable/dispute capabilities?


Yes - (17)
No - (3)
NA - (10)
Planned - (2)
Consideration - (4)
Customizable - (4)

is prefunding required?


Yes - (13)
No - (19)
Planned - (1)
Consideration - (2)

Is a liquidity management tool available?


Yes - (14)
No - (4)
NA - (9)
Planned - (3)
Consideration - (4)
Customizable - (2)

What tokenized or non-tokenized identification is used with your customers?


Routing Number + Account (non-tokenized) - (0)
Stored Value Account (non-tokenized)) - (0)
PAN (Permanent/Primary Account Number – non-tokenized) - (6)
Tokenized version of one of the above - (10)
Email Alias - (12)
Phone Alias - (10)
Other - (11)

Which recipient end destinations does the solution support?


Bank Account - (36)
Credit Card - (8)
Debit Card - (15)
Prepaid Card - (9)
Stored Value (virtual/wallet)) - (0)
Cash - (4)
Other - (6)

What use case categories apply for your solution?


Account to Account (A2A - me to me) - (2)
Business/Government to Business/Government (B2B-B2G-G2G)” - (0)
Business to Consumer (B2C) - (29)
Consumer to Business/Government (C2B-C2G) - (0)
Government to Business/Consumer (G2B-G2C) - (0)
Person to Person (P2P) - (28)

Which of the following functions do your use cases address?


Account Transfers - me to me - (26)
Account Transfers - any to any - (30)
Bill Pay-Consumer - (21)
Bill Pay-Business-to-Business - (24)
Cross Border - (14)
Disbursements - (25)
Donations - (18)
Loans - (21)
On Demand Delivery (COD) - (14)
Payroll - (24)
Point of Sale - Physical - (11)
Point of Sale - Virtual - (14)
Refunds - (23)
Rewards/Loyalty/Cash Back - (10)

What industries are your use cases applicable to?


All - (20)
All Agriculture - (4)
Cannabis/CBD - (0)
Convenience Stores - (4)
Distribution/Logistics - e.g. UPS/Fedex - (10)
Education - (10)
Energy Producers – Oil - Gas - Electric - (0)
Entertainment/Events - (8)
Food & Beverage – Restaurants - Bars - (1)
Gaming - Skilled/Chance - (4)
Gig Economy - Transportation - Delivery - Personal Service - (0)
Government Services/Contractors - (9)
Healthcare Providers - (9)
Housing - rentals - (7)
Insurance - (10)
Investment - (8)
Legal - (9)
Lending - (10)
Lodging - (8)
Manufacturing - (8)
Not-For-Profit - (9)
Pharma - (9)
Real Estate - (11)
Recreation - (7)
Rental - Cars - Equipment - (1)
Retail - Brick & Mortar - (5)
Retail – eCommerce - (7)
Supply Chain Distribution - (9)
Trade Finance - (7)
Transportation - e.g. Air - Rail - Bus - Tolls - etc - (1)
Utilities - Electric - Natural Gas - Water - Sewage - (1)
Unbanked/Underserved - (3)

Does the solution support credit push payments?


Yes - (28)
No - (1)
NA - (6)
Planned - (2)
Consideration - (0)
Customizable - (0)

Does the solution support debit pull payments?


Yes - (16)
No - (8)
NA - (7)
Planned - (3)
Consideration - (2)
Customizable - (1)

Does the solution support recurring/subscription transactions?


Yes - (20)
No - (2)
NA - (9)
Planned - (4)
Consideration - (1)
Customizable - (0)

Does the solution support request for payments (RFP)?


Yes - (14)
No - (2)
NA - (6)
Planned - (11)
Consideration - (3)
Customizable - (0)

Does the solution apply transaction limits?


User transaction - (21)
User daily - (17)
Other - (23)

Which standard message format does the solution use?


ISO 20022 - (27)
Nacha - (20)
ISO 8583 - (12)
Other - (14)

What are the solution's onboarding/Know Your Customer (KYC) requirements?


Address verification - (11)
OFAC - (11)
Account verification - (17)
Other - (14)

Does the solution have user experience/guidelines/specifications?


Yes - (14)
No - (2)
NA - (7)
Planned - (2)
Consideration - (0)
Customizable - (6)

What is the coverage for the solution?


US Regional - (19)
US Domestic - (35)
Cross Border - (15)

Which consumer account types does the solution support?


Bank Account - (34)
Debit Card - (16)
Credit Card - (13)
Prepaid - (13)
Stored Value - (0)
Other - (7)

Which business account types does the solution support?


Bank Account - (36)
Debit Card - (14)
Credit Card - (13)
Prepaid - (12)
Stored Value - (12)
Merchant services - (15)
Other - (4)

Which technology features does the solution have?


Virtual Accounts - (12)
Tokens - (12)
Contactless at POS - (5)
Contactless at ATMs - (3)
QR Code Enabled - (11)
Online e-commerce enabled - (12)
APIs - Gold standards - (0)
POS integration - (4)
POS terminal compatible - (3)
Other - (6)

What ERP/accounting product interfaces are provided?


SAP - (6)
Oracle - (6)
MS Dynamics - (3)
Infor - (2)
IFS - (4)
Epicor - (2)
Aptean - (0)
QuickBooks - (4)
Sages - (0)
Xero - (3)
Acumatica - (2)
Syspro - (2)
IQMS - (2)
Other - (16)

Which wallets does the solutions support?


Apple - (9)
Samsung - (9)
Google - (8)
Other - (12)

Which directories or networks are supported/interoperable with the solution?


Visa - (14)
Visa Direct - (14)
Mastercard - (15)
Master Send - (14)
ATM/Debit Networks - (9)
PayPal - (9)
Venmo - (8)
Zelle - (10)
RTP - (28)
Fednow (pilot/planned) - (0)
Fed ACH/TCH EPN - (0)
Fed Wire/TCH CHIPS - (0)
Swift - (11)
Ripple - (4)
Private - (6)
Other - (7)

Which of the following end customer features are supported?


Disputes - (12)
Chargebacks - (10)
Refunds - (15)
Payment error resolution - (19)
Buyer product protections/warranty - (5)
Privacy/data protection - (21)
Loyalty Cash Back - (5)
Loyalty Points - (4)
Cash Advances - (2)
Cash Withdrawals - (3)
Cash Deposits - (3)
Deposited Funds Availability - (8)
Good funds for payments cleared, but not yet settled - (0)
Other - (3)

What additional tools/services does the solution have?


Reporting - (32)
Reconcilliation - (0)
Liquidity Management - (18)
Reciever account pre-validation - (0)
Buy Now Pay Later - (3)
Fraud Prevention, detection, remediation - (0)
Other - (3)

What fraud detection/prevention does the solution provide?


Unauthorized payments - (13)
Authorized fraudulent payments - (9)
Account takeover - (10)
Synthetic ID - (6)
Other - (8)

What end user features/controls are available?


Multiple user with applicable rights per account - (12)
Multiple account per user - (12)
Multiple aliases per user - (7)
End user preferences - setting limits and internal controls - (13)
Secondary level approval - (14)
2 factor authentication - (0)
Other - (8)

What transaction confirmation methods does the solution use?


SMS/Text - (10)
Email - (18)
In App - (14)
Other - (9)

What notification methods does the solution use?


SMS/Text - (11)
Email - (17)
In App - (12)
One-time passcode - (7)
One-time passcode - (7)
Link - (4)
Other - (10)

What onboarding and account maintenance features does the solution have?


Contactless enrollment - (5)
Enrollee validation - (9)
Immediate use - (0)
Pre-review before use - (6)
Account change controls - (9)
User lock/unlock - (12)
Account lock/unlock - (11)
Other - (7)

What record retention features does the solution have?


Basic payment details - (6)
Complete payment details - (24)
Attachments - (10)
Other - (6)