What type of faster payment solution provider organization are you?


Network - (1)
Financial Institution - (1)
Bankers Bank/Corporate Credit Union - (1)
Third Party Payment Provider - (2)
Credit Union Service Organization - (0)

Who is your direct customer?


Banks - (3)
Credit Unions - (3)
Third Party Processors - (2)
Businesses/Corporates - (2)
Consumers - (1)

What type fo solution do you provide (if multiple, then you can submit seperate surveys)?


Network Solution for Financial Institutions - (1)
Financial Institution - (1)
Bankers Bank/Corporate Credit Union - (1)
Third Party Payment Provider - (1)
Blockchain/Digital Assets End User Experience Solution Processing Switch/Gateway Payment Processor Service Consolidation & Liquidity Service Vertical Specific Solution - (1)
International Cross Border Specific Solution - (0)

Acknowledgement Check


Acknowledge - (0)

Which networks/methods of clearing does the solution use?


TCH RTP - (0)
Fed ACH TCH EPN - (0)
Visa Direct Mastercard Send Swift Federal Reserve NSS - (0)
Other - (2)

Which settlement types does the solution use?


RTGS - (4)
Deferred - (2)
Other - (2)

How fast are funds available to the end receiver of a transaction?


Immediate - (1)
Minutes - (0)
Same day - (0)
Next Day - (0)

How fast do funds settle interbank?


Immediate - (0)
Minutes - (1)
Same day - (1)
Next Day - (0)

Are funds irrevocable? If yes, please explain.


Yes - (3)
No - (2)
NA - (0)

Does the solution have transaction refundable/dispute capabilities?


Yes - (4)
No - (0)
NA - (0)
Planned - (1)
Consideration - (0)
Customizable - (0)

is prefunding required?


Yes - (3)
No - (1)
Planned - (0)
Consideration - (1)

Is a liquidity management tool available?


Yes - (2)
No - (1)
NA - (1)
Planned - (1)
Consideration - (0)
Customizable - (0)

What tokenized or non-tokenized identification is used with your customers?


RT + Account (non-tokenized) - (2)
Debit Card (non-tokenized) - (2)
PAN (Permanent/Primary Account Number – non-tokenized) - (0)
Tokenized version of one of the above - (2)
Email Alias - (2)
Phone Alias - (1)
Other - (1)

Which recipient end destinations does the solution support?


Bank Account - (5)
Credit Card - (1)
Prepaid Card, Stored Value (virtual/wallet), Digital Asset - (0)
Cash - (1)
Other - (0)

What use case categories apply for your solution?


Business to Business/Government, Government to Government (B2B,B2G,G2G) - (0)
Business to Consumer (B2C) - (4)
Person to Person (P2P) - (3)
Consumer to Business/Government (C2B,C2G) - (0)
Government to Business/Consumer (G2B,G2C) - (0)
Account to Account (A2A, me to me) - (0)

Which of the following functions do your use cases address?


Account Transfers - me to me - (3)
Account Transfers - any to any - (4)
Bill Pay-Consumer - (3)
Bill Pay-Business-to-Business - (2)
Bill Pay-Collections - (1)
Cross Border - (1)
Disbursements - (3)
Donations - (2)
Loans - (3)
On Demand Delivery (COD) - (2)
Payroll - (3)
Denver Website Designs - Intranet - (3)
Point of Sale - Physical - (1)
Point of Sale - Virtual - (2)
Refunds - (3)
Rewards/Loyalty/Cash Back - (2)

What industries are your use cases applicable to?


All - (1)
All Agriculture - (0)
Cannabis/CBD - (0)
Convenience Stores - (0)
Distribution/Logistics - e.g. UPS/Fedex - (1)
Education - (2)
Energy Producers – Oil, Gas, Electric - (0)
Entertainment/Events - (0)
Food & Beverage – Restaurants, Bars - (0)
Gaming - Skilled/Chance - (1)
Gig Economy - Transportation, Delivery, Personal Service - (0)
Government Services/Contractors - (2)
Healthcare Providers - (2)
Housing - rentals - (1)
Insurance - (2)
Investment - (1)
Legal - (1)
Lending - (1)
Lodging - (0)
Manufacturing - (0)
Not-For-Profit - (1)
Pharma - (0)
Real Estate - (0)
Recreation - (0)
Rental - Cars, Equipment - (0)
Retail - Brick & Mortar - (0)
Retail – eCommerce - (1)
Supply Chain Distribution - (0)
Trade Finance - (1)
Transportation - e.g. Air, Rail, Bus, Tolls, etc - (0)
Utilities - Electric, Natural Gas, Water, Sewage - (0)
Unbanked/Underserved - (1)

Does the solution support credit push payments?


Yes - (4)
No - (1)
NA - (0)
Planned - (0)
Consideration - (0)
Customizable - (0)

Does the solution support debit pull payments?


Yes - (3)
No - (2)
NA - (0)
Planned - (0)
Consideration - (0)
Customizable - (0)

Does the solution support recurring/subscription transactions?


Yes - (3)
No - (0)
NA - (0)
Planned - (1)
Consideration - (0)
Customizable - (1)

Does the solution support request for payments (RFP)?


Yes - (3)
No - (0)
NA - (0)
Planned - (1)
Consideration - (1)
Customizable - (0)

Does the solution apply transaction limits?


User transaction - (3)
User daily - (3)
Other - (2)

Which standard message format does the solution use?


ISO 20022 - (3)
Nacha - (4)
ISO 8583 - (3)
Other - (1)

What are the solution's onboarding/Know Your Customer (KYC) requirements?


Address verification - (3)
OFAC - (4)
Account verification - (4)
Other - (1)

Does the solution have user experience/guidelines/specifications?


Yes - (2)
No - (1)
NA - (0)
Planned - (1)
Consideration - (0)
Customizable - (1)

What is the coverage for the solution?


US Domestic - (3)
US Regional - (2)
Cross Border - (2)

Which consumer account types does the solution support?


Bank Account - (4)
Debit Card - (3)
Credit Card - (4)
Prepaid/Stored Value - (2)
Other - (1)

Which business account types does the solution support?


Bank Account - (4)
Debit Card - (4)
Credit Card - (2)
Prepaid/Stored Value - (1)
Merchant services - (2)
Other - (1)

Which technology features does the solution have?


Virtual Accounts - (2)
Tokens - (3)
Contactless at POS - (2)
Contactless at ATMs - (2)
QR Code Enabled - (2)
APIs - (3)
POS integration - (3)
POS terminal compatible - (4)
Online e-commerce enabled - (3)
Other - (1)

What ERP/accounting product interfaces are provided?


SAP - (3)
Oracle - (2)
MS Dynamics - (3)
Infor - (0)
Aptean - (1)
QuickBooks - (2)
Sages - (0)
Other - (0)

Which wallets/apps does the solutions support?


Apple - (3)
Samsung - (2)
Native Mobile App - (2)
Other - (1)

Which directories or networks are supported/interoperable with the solution?


Visa - (0)
Visa Direct - (2)
Mastercard - (0)
Master Send - (2)
NYCE - (3)
PULSE - (1)
ATTEL - (1)
PayPal - (3)
Venmo - (2)
Zelle - (2)
RTP - (4)
Fed ACH - (2)
Fed/Wire - (1)
Swift - (2)
Ripple - (1)
Private - (1)
Other - (1)

Which of the following miscellaneous features are supported


Disputes - (3)
Chargebacks - (2)
Refunds - (2)
Payment error resolution - (2)
Buyer product protections/warranty - (2)
Privacy/data protection - (3)
Receiver account pre-validation - (1)
Loyalty Cash Back - (3)
Loyalty Points - (1)
Cash Advances - (2)
Cash Withdrawals - (3)
Cash Deposits - (2)
Deposited Funds Availability - (2)
Good funds for payments cleared, but not yet settled - (0)
Buy Now Pay Later - (1)
Other - (1)

What additional tools/services does the solution have?


Reporting - (2)
Reconcilliation - (1)
Liquidity Management - (1)
Fraud Prevention, detection, remediation - (0)
Other - (1)

What fraud detection/prevention does the solution provide?


Unauthorized payments - (5)
Authorized fraudulent payments - (1)
Account takeover - (3)
Synthetic ID - (2)
Other - (0)

What end user features/controls are available?


Multiple user with applicable rights per account - (1)
Multiple account per user - (3)
Multiple aliases per user - (2)
End user preferences - (3)
Secondary level approval - (4)
2 factor authentication - (0)
Other - (1)

What transaction confirmation methods does the solution use?


SMS/Text - (3)
Email - (4)
In App - (3)
Other - (1)

What notification methods does the solution use?


SMS/Text - (3)
Email - (5)
In App - (4)
Code - (1)
Link - (2)
Other - (1)

What onboarding and account maintenance features does the solution have?


Easy enrollment - (2)
Enrollee validation - (3)
Immediate use - (0)
Pre-review before use - (2)
Account change controls - (4)
User lock/unlock - (3)
Account lock/unlock - (4)
Other - (1)

What record retention features does the solution have?


Basic payment details - (2)
Complete payment details - (4)
Attachments - (2)
Other - (2)