What type of faster payment solution provider organization are you?

Network - (19)
Financial Institution - (5)
Bankers Bank/Corporate Credit Union - (12)
Third Party Payment Provider - (5)
Credit Union Service Organization - (1)

Who is your direct customer?

Banks - (30)
Credit Unions - (35)
Third Party Processors - (20)
Businesses/Corporates - (14)
Consumers - (3)

Acknowledgement Check

Acknowledge - (0)

Which networks/methods of clearing does the solution use?

RTP - (28)
ACH - (22)
Push to Card - (13)
Zelle - (7)
Other - (21)

What type fo solution do you provide (if multiple, then you can submit seperate surveys)?

Network Solution for Financial Institutions - (19)
Financial Institution - (2)
Bankers Bank/Corporate Credit Union - (17)
Third Party Payment Provider - (3)
Blockchain/Digital Assets End User Experience Solution Processing Switch/Gateway Payment Processor Service Consolidation & Liquidity Service Vertical Specific Solution - (1)
International Cross Border Specific Solution - (0)

Which settlement types does the solution use?

RTGS - (21)
Deferred - (14)
Other - (14)

How fast are funds settled and available to the payee?

Immediate - (0)
Minutes - (0)
Same day - (4)
Next Day - (0)

How fast do funds settle between banks/intermediaries?

Immediate - (0)
Minutes - (0)
Same day - (3)
Next Day - (4)

Are funds irrevocable? If yes, please explain.

Yes - (23)
No - (1)
NA - (11)

Does the solution have transaction refundable/dispute capabilities?

Yes - (15)
No - (3)
NA - (13)
Planned - (0)
Consideration - (3)
Customizable - (1)

is prefunding required?

Yes - (10)
No - (17)
Planned - (0)
Consideration - (2)

Is a liquidity management tool available?

Yes - (10)
No - (4)
NA - (10)
Planned - (5)
Consideration - (2)
Customizable - (0)

What tokenized or non-tokenized identification is used with your customers?

Routing Number + Account (non-tokenized) - (0)
Stored Value Account (non-tokenized)) - (0)
PAN (Permanent/Primary Account Number – non-tokenized) - (6)
Tokenized version of one of the above - (13)
Email Alias - (13)
Phone Alias - (12)
Other - (9)

Which recipient end destinations does the solution support?

Bank Account - (36)
Credit Card - (7)
Debit Card - (12)
Prepaid Card - (8)
Stored Value (virtual/wallet)) - (0)
Cash - (3)
Other - (6)

What use case categories apply for your solution?

Account to Account (A2A - me to me) - (13)
Business/Government to Business/Government (B2B-B2G-G2G)” - (0)
Business to Consumer (B2C) - (26)
Consumer to Business/Government (C2B-C2G) - (11)
Government to Business/Consumer (G2B-G2C) - (10)
Person to Person (P2P) - (26)

Which of the following functions do your use cases address?

Account Transfers - me to me - (22)
Account Transfers - any to any - (26)
Bill Pay-Consumer - (19)
Bill Pay-Business-to-Business - (20)
Cross Border - (13)
Disbursements - (21)
Donations - (14)
Loans - (17)
On Demand Delivery (COD) - (8)
Payroll - (19)
Point of Sale - Physical - (7)
Point of Sale - Virtual - (8)
Refunds - (18)
Rewards/Loyalty/Cash Back - (8)

What industries are your use cases applicable to?

All - (17)
All Agriculture - (2)
Cannabis/CBD - (0)
Convenience Stores - (3)
Distribution/Logistics - e.g. UPS/Fedex - (7)
Education - (10)
Energy Producers – Oil - Gas - Electric - (0)
Entertainment/Events - (8)
Food & Beverage – Restaurants - Bars - (2)
Gaming - Skilled/Chance - (5)
Gig Economy - Transportation - Delivery - Personal Service - (0)
Government Services/Contractors - (8)
Healthcare Providers - (9)
Housing - rentals - (6)
Insurance - (10)
Investment - (6)
Legal - (7)
Lending - (9)
Lodging - (7)
Manufacturing - (6)
Not-For-Profit - (8)
Pharma - (7)
Real Estate - (8)
Recreation - (6)
Rental - Cars - Equipment - (0)
Retail - Brick & Mortar - (3)
Retail – eCommerce - (6)
Supply Chain Distribution - (6)
Trade Finance - (4)
Transportation - e.g. Air - Rail - Bus - Tolls - etc - (1)
Utilities - Electric - Natural Gas - Water - Sewage - (1)
Unbanked/Underserved - (3)

Does the solution support credit push payments?

Yes - (24)
No - (1)
NA - (7)
Planned - (2)
Consideration - (0)
Customizable - (0)

Does the solution support debit pull payments?

Yes - (13)
No - (7)
NA - (9)
Planned - (2)
Consideration - (1)
Customizable - (1)

Does the solution support recurring/subscription transactions?

Yes - (15)
No - (1)
NA - (11)
Planned - (5)
Consideration - (1)
Customizable - (0)

Does the solution support request for payments (RFP)?

Yes - (17)
No - (3)
NA - (8)
Planned - (8)
Consideration - (1)
Customizable - (0)

Does the solution apply transaction limits?

User transaction - (18)
User daily - (17)
Other - (21)

Which standard message format does the solution use?

ISO 20022 - (24)
Nacha - (16)
ISO 8583 - (12)
Other - (13)

What are the solution's onboarding/Know Your Customer (KYC) requirements?

Address verification - (6)
OFAC - (7)
Account verification - (10)
Other - (15)

Does the solution have user experience/guidelines/specifications?

Yes - (13)
No - (1)
NA - (12)
Planned - (1)
Consideration - (0)
Customizable - (3)

What is the coverage for the solution?

US Regional - (21)
US Domestic - (37)
Cross Border - (17)

Which consumer account types does the solution support?

Bank Account - (35)
Debit Card - (16)
Credit Card - (12)
Prepaid - (13)
Stored Value - (0)
Other - (5)

Which business account types does the solution support?

Bank Account - (33)
Debit Card - (12)
Credit Card - (10)
Prepaid - (10)
Stored Value - (11)
Merchant services - (11)
Other - (3)

Which technology features does the solution have?

Virtual Accounts - (10)
Tokens - (14)
Contactless at POS - (3)
Contactless at ATMs - (2)
QR Code Enabled - (8)
Online e-commerce enabled - (8)
APIs - Gold standards - (0)
POS integration - (2)
POS terminal compatible - (2)
Other - (5)

What ERP/accounting product interfaces are provided?

SAP - (1)
Oracle - (1)
MS Dynamics - (0)
Infor - (0)
IFS - (0)
Epicor - (0)
Aptean - (0)
QuickBooks - (0)
Sages - (0)
Xero - (0)
Acumatica - (0)
Syspro - (0)
IQMS - (0)
Other - (10)

Which wallets does the solutions support?

Apple - (7)
Samsung - (7)
Google - (7)
Other - (8)

Which directories or networks are supported/interoperable with the solution?

Visa - (11)
Visa Direct - (12)
Mastercard - (11)
Master Send - (11)
ATM/Debit Networks - (6)
PayPal - (5)
Venmo - (6)
Zelle - (6)
RTP - (24)
Fednow (pilot/planned) - (0)
Fed ACH/TCH EPN - (0)
Fed Wire/TCH CHIPS - (0)
Swift - (8)
Ripple - (2)
Private - (3)
Other - (6)

Which of the following end customer features are supported?

Disputes - (7)
Chargebacks - (5)
Refunds - (12)
Payment error resolution - (14)
Buyer product protections/warranty - (2)
Privacy/data protection - (15)
Loyalty Cash Back - (4)
Loyalty Points - (3)
Cash Advances - (3)
Cash Withdrawals - (3)
Cash Deposits - (4)
Deposited Funds Availability - (4)
Good funds for payments cleared, but not yet settled - (0)
Other - (3)

What additional tools/services does the solution have?

Reporting - (34)
Reconcilliation - (0)
Liquidity Management - (16)
Reciever account pre-validation - (0)
Buy Now Pay Later - (2)
Fraud Prevention, detection, remediation - (0)
Other - (5)

What fraud detection/prevention does the solution provide?

Unauthorized payments - (10)
Authorized fraudulent payments - (8)
Account takeover - (9)
Synthetic ID - (3)
Other - (10)

What end user features/controls are available?

Multiple user with applicable rights per account - (9)
Multiple account per user - (10)
Multiple aliases per user - (6)
End user preferences - setting limits and internal controls - (14)
Secondary level approval - (12)
2 factor authentication - (0)
Other - (6)

What transaction confirmation methods does the solution use?

SMS/Text - (9)
Email - (15)
In App - (11)
Other - (8)

What notification methods does the solution use?

SMS/Text - (10)
Email - (16)
In App - (10)
One-time passcode - (4)
One-time passcode - (4)
Link - (4)
Other - (9)

What onboarding and account maintenance features does the solution have?

Contactless enrollment - (3)
Enrollee validation - (3)
Immediate use - (0)
Pre-review before use - (3)
Account change controls - (8)
User lock/unlock - (8)
Account lock/unlock - (7)
Other - (4)

What record retention features does the solution have?

Basic payment details - (6)
Complete payment details - (18)
Attachments - (5)
Other - (4)