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Faster Payments Resources

Welcome to the Faster Payments Knowledge Center – a comprehensive suite of resources, tools, news, and research to further faster payments learning. The Knowledge Center is a one-stop repository of all things faster payments designed for anyone seeking more information as they consider implementation.

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Navigating Instant Recurring Payments: Consumer, Business, and Financial Institution Perspectives Report
May 07, 2024
This comprehensive needs assessment offers strategic insights into the implementation of instant recurring payments, focusing on the unique perspectives of consumers, businesses, and financial institutions. Spearheaded by the FPC Real-Time Recurring...
How QR Codes Address ‘the Last Mile” Adoption of Faster Payments at the Point-of-Sale Report
Apr 19, 2024
Authored by the FPC QR Code Interface Work Group, this in-depth study provides valuable insights into the pivotal role of QR codes in accelerating faster payments adoption, particularly at the point-of-sale. The report delves into international and U...
The Practicalities of Cross-Border Payments in a Faster Payments World Report
Jan 10, 2024
The Practicalities of Cross-Border Payments in a Faster Payments World research report builds on the FPC’s previous white paper, Cross-Border Faster Payments, which focused on use cases and user expectations for cross-border faster payments....
Real-Time Payment Application Program Interfaces (APIs) Report
Dec 12, 2023
The Real-Time Payment Application Program Interfaces (APIs) report was developed by the FPC Secure Instant & Immediate Payment APIs Work Group, sponsored by Trustly, as a resource aimed at identifying best practices for instant payment APIs. The new ...
Faster Payments Bridge Financial Inclusion
Mar 31, 2023
The FPC Financial Inclusion Work Group (FIWG), sponsored by Juniper Payments – A PSCU Company, developed this article titled, “Faster Payments Bridge Financial Inclusion.” The article discusses how financial inclusion in faster payments and the actio...
Blockchain & Crypto in Payments: Transforming the Way Money Moves
Mar 02, 2023
Ripple’s latest whitepaper, in collaboration with the FPC, explores current sentiment and adoption of blockchain and crypto in payments. For this special report, they surveyed almost 300 global payments leaders and found that the majority of responde...
QR Code Payments: An Offensive Strategy for Instant Payments
Dec 12, 2022
QR codes are poised to transform the instant payments landscape in the U.S. in much the same way magnetic stripe, chip or tap changed the use of card payments. This white paper by Matera outlines how financial institutions can get started with QR cod...
ISO 20022: Exploring the Impact of a New Data Structure on the Payments Ecosystem
Dec 09, 2022
The ISO 20022 financial data standard helps improve the speed and predictability of electronic payments. Learn how ISO 20022 can revolutionize the payments ecosystem in a new white paper developed by Wells Fargo. ...
The U.S. Instant Payments Landscape
Nov 28, 2022
The U.S. payments business generates hundreds of billions of dollars in revenues to banks, payment networks and service providers. Instant payments represent the first fundamentally new payment capability in the U.S. in over 40 years. This white pape...
International Best Practices in Directory White Paper
Oct 13, 2022
The FPC Directory Models Work Group (DMWG) developed this white paper, which presents research on six directory overlays to faster payments systems across the globe including Bizum, Interac, M-Pesa, Pix, Swish, and Unified Payments Interface (UPI). ...
The Story of PIX.
Sep 23, 2022
How did the Pix instant payments scheme in Brazil become such a success? This white paper explains the main drivers, use cases, the future of Pix, how banks in Brazil make money with Pix and implications for the U.S. ...
Faster Payments and Financial Inclusion White Paper
Jul 29, 2022
Sponsored by PSCU, the FPC Financial Inclusion Work Group developed this white paper which identifies eight areas of pain points, or barriers, to the use of faster payments for families and small businesses who face shortages of time and cash....